Thank you!
We have a good relationship with our insurance company, probably because we give them so much money every year, and also, being a construction company, we tend to break lots of stuff and hve to talk to them lots!! They have told me that I don't have to go to one of their approved repair centres, but I can choose where to take it as long as I sort out the logistics myself............ With regards to the warranty, I guess I'd better consider a dealership then?
Thanks again I really appreciate your help people!