Hang on in there Aaron, she will be worth it. Getting this bits done will make her love you back. I spent a pretty penny on mine in the first 6 months correcting those sort of bits. Now I have a base to start the serious stuff, once the finances allow. Like you, family comes first.
I like the depth of the paint on yours, I bet she'd look stunning after a bit of poor boys black hole. Not used it myself yet, but have seen the results on a mates Cupra R. Well worth a few hours doing.