thsnks @bonelorry
@Paradox1 I'm never going through an insurance company again as they screwed me over the last time and even the insurance ombudsman was on their side the barstuards stressed me out full on with depression.
I'm going to find a claim company who will sort this out and get my car fully repaired correctly or I want a full settlement of what I paid regardless of what the market value is as I have reciepts for everything.
Good luck with getting more than market value. That's what GAP insurance is for, not regular insurance. You should manage to get the money for a similarly specced example of your car though, so just look at the likes of Auto Trader and the like, and try and find the most expensive example similar to yours and push for that. Cars lose value over time, and your insurance is meant to get you back to where you were pre-accident, not pre-purchase (GAP insurance covers this).
Best bet, if the car is to be written off, is to strip the car of any of your mods / features you like, then let them write it off. But if the third party acknowledges full liability, then their insurance CANNOT write off your car. Only you or your insurance company can do that. So you could fight for a full repair at a place of your choosing. It might be a fight though. But remember, the car is YOUR property, and you have the right to request it to be fully repaired. Not something you can request should your insurance company be liable.
Unfortunately , insurers do not use Autotrader when giving prices. They use official pricing guidelines for example Parkers guide.
If the price offered is unacceptable, you can refuse it and try to provide some evidence that you can not get an equivalent car, but often modifications are not taken into account.
The insurance should put you back into the same position as you were before.
I would just strip the car for the main parts and have it written off, or buy it back for £1000 or whatever, strip it and then advertise it for collection as a rolling shell on Ebay.
Of course the insurers will try do low-ball the OP. And use Parkers as an initial starting point. But if you can provide evidence of the true market value of the car, then they are obliged to acknowledge this. With it being a full 3rd party incident, the OP can refuse to settle until he is happy with the outcome. Of course, he shouldn't expect more than market value, but the true market value he can expect.
And you are correct, mods will unlikely be taken into consideration, hence why he should at least attempt to strip off the mods first (well, following any inspection that may be required). Or, assuming his current policy is fully declared at a specialist insurer, with like-for-like cover and agreed valuation, then that can be used to try to squeeze out the mod money.
thsnks @bonelorry
@Paradox1 I'm never going through an insurance company again as they screwed me over the last time and even the insurance ombudsman was on their side the barstuards stressed me out full on with depression.
I'm going to find a claim company who will sort this out and get my car fully repaired correctly or I want a full settlement of what I paid regardless of what the market value is as I have reciepts for everything.
Good luck with getting more than market value. That's what GAP insurance is for, not regular insurance. You should manage to get the money for a similarly specced example of your car though, so just look at the likes of Auto Trader and the like, and try and find the most expensive example similar to yours and push for that. Cars lose value over time, and your insurance is meant to get you back to where you were pre-accident, not pre-purchase (GAP insurance covers this).
Best bet, if the car is to be written off, is to strip the car of any of your mods / features you like, then let them write it off. But if the third party acknowledges full liability, then their insurance CANNOT write off your car. Only you or your insurance company can do that. So you could fight for a full repair at a place of your choosing. It might be a fight though. But remember, the car is YOUR property, and you have the right to request it to be fully repaired. Not something you can request should your insurance company be liable.
Unfortunately , insurers do not use Autotrader when giving prices. They use official pricing guidelines for example Parkers guide.
If the price offered is unacceptable, you can refuse it and try to provide some evidence that you can not get an equivalent car, but often modifications are not taken into account.
The insurance should put you back into the same position as you were before.
I would just strip the car for the main parts and have it written off, or buy it back for £1000 or whatever, strip it and then advertise it for collection as a rolling shell on Ebay.
Yes this is what i was thinking re glass or parkers damn shame I have no where to strip it if that is the case.
Good stuff - push for a good repair then.
Yes - if they write off, you can usually buy back cheap, collect the payout, and repair yourself. Will be classed as a cat C or D though (depending how bad)
That's another issue I don't want a cat d damaged motor 
repairs habe to be bang on as when turning the steering I'm hearing some sort of grinding noise both left and right but mildly not major.
Really sorry to hear that mate. As everyone else has said at least your not hurt. I hope everything goes as smooth as possible regarding insurance and repair it 
Thank mate I hope so too.
If you push for a full repair rather than a payout, then the car wont be marked as written off on the V-Car register. That is only for when a vehicle has been actually written off. So if they offer to write it off and you buy it back, then it'll be CAT D (or C depending on the extent of the damage). But if you just insist THEY repair it, it shouldn't be written off, and so shouldn't have a marker against it.
They may refuse if the cost of repair is greater than the payout though. But you don't have to accept their offer, so long as you are not unreasonable (so they wont pay out for a £15k repair bill on a £7k motor). But they would likely write it off with a £5k repair bill, where you could argue you want it fixed.
Personally, I'd strip the mods, try to squeeze as much coin as possible out of them, and then shop for an ED30 myself. Then again, this could all be for nothing, and they might actually just repair it.
