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Author Topic: Death of Policy Holder - Named Driver  (Read 1565 times)

Offline AnSGTI

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Death of Policy Holder - Named Driver
« on: February 27, 2017, 05:01:55 pm »
Hey guys - I'm after some advise please.

Sadly my father passed away last week, I'm trying to work my way through all the must do's and I suddenly thought about his car. I was a named driver on his policy and it was his wish that I get his car. I'm not ready to start dealing with that right now, but it concerns me the car may not be insured - I'm not entertaining driving it. I realise this will probably differ from insurer to insurer, but is there a general rule that UK insurers follow for death of the policy holder?

Thanks in advance

Offline Oldy

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Re: Death of Policy Holder - Named Driver
« Reply #1 on: February 27, 2017, 05:24:48 pm »
Sorry to hear about the death of your father.  As to car insurance, normally the policy will come to an end on the death of the policyholder, so strictly the car will now be uninsured.

I fully understand why you do not immediately want to deal with your fathers estate, but it would be useful to speak to the insurers now. 

JackL15

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Re: Death of Policy Holder - Named Driver
« Reply #2 on: February 27, 2017, 07:33:41 pm »
I'm sorry for your loss. As above technically the car would be uninsured. May be worth a quick call to the insurance company.

Offline Andy

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Re: Death of Policy Holder - Named Driver
« Reply #3 on: February 27, 2017, 07:57:54 pm »
Sorry for your loss of.your father..
As when my dad passed away i was a named a driver so when he died the insurance is cancelled as he was the policy holder

Offline Bozz

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Re: Death of Policy Holder - Named Driver
« Reply #4 on: February 28, 2017, 07:45:42 pm »
I don't know how you stand mate but I'm so very sorry to hear of your loss, Take care mate