Help ! What would you declare to the insurer

[gobbleplease]

All these parts will be fitted soon, which would you tell the insurance about. i have a pretty good idea myself but thought id see what you guys would do

MUST TELLS IMO

Re map
ITG
Exhaust
ARBs
Coilovers
BBK

NOT SURES

ED 30 front splitter
r32 rear lights
smoked side repeaters
black VW badges, red GTI badges - basically interior and exterior badges
lower engine mount
yellow fog light film
18" oem monzas (car supplied with 17"ers)
s3 Intercooler
WALK

So what do yous think, Cheers !

[SteveP]

Personally I declare everything and I mean everything, especially stuff like the last three in your not sure list 

[KRL]

Same here - absolutely everything declared.

[182_blue]

Its upto you but failure to declare even the smallest thing and they could declare your policy invalid, that said most of the items they wouldn't notice

[Greeners]

YHPM! 

[tony_danza]

The only thing that's ever increased my premium is more power - all the extras made no difference.

list everything.

[gobbleplease]

jesus didnt expect that, elephant usually charge about £50 an item aswell................. Gulp !

surely the red gti badges, climatronic surrounds ect wouldnt need to be declared ?, tbh, IMO if im declaring stick on badges i should tell them about my tax disc holder and airfreshner  

[stealthwolf]

I personally wouldn't bother about small cosmetic things like seat lever inserts, climatronic rings and thr like but anything more substantial like splitters etc I would.

[Hurdy]

I have everything declared, down to the RS4 fuel limiter valve...and that looks identical to the standard one and NO-ONE would ever even think of looking at that, let alone an insurance assessor.

[Andy]

how will you feel if you don't declare some of your mods & if the unfortunate should happen and that some one prangs your car.The insurance guy says we have cancelled your insurance because of your mods you haven't declared.....

[Poverty]

how will you feel if you don't declare some of your mods & if the unfortunate should happen and that some one prangs your car.The insurance guy says we have cancelled your insurance because of your mods you haven't declared.....
[/quote

if someone prangs HIS car his insurance company wouldnt really care less as its not costing them anything.

[golfman]

This is why i hate insurance they get money out of you every year(just incase you might have a bump)yet if you don't!! think about how much money they get from you for nothing if you never have a bump
don't get me wrong i know you need insurance but it's just so bloody frustrating handing out money for nothing!!
iv'e not declared my last set of mods like-reverse camera,gti rear valance,gt back box exhaust,18" scirocco alloys,xenons,headlight washers,auto levellers,changed the front grill to a different colour!!!
i just hate the fact that it's all original vw stuff that i have put on the car,yet they will wan't more money out of me  
RANT OVER!!!
thanks for listening

scott

[182_blue]

how will you feel if you don't declare some of your mods & if the unfortunate should happen and that some one prangs your car.The insurance guy says we have cancelled your insurance because of your mods you haven't declared.....
[/quote

if someone prangs HIS car his insurance company wouldnt really care less as its not costing them anything.

They would if the other side didnt have insurance

[RedRobin]

As nearly everyone has already said in this thread: DECLARE EVERYTHING!

I even have my spare set of Monza rims on the list so it doesn't matter which are on the car. Declaring everything is particularly important if you have a policy which replaces like-for-like. No-one likes giving money for things like insurance and road-tax but we don't have a choice so it's best to work positively with it, pay it and forget it and have peace of mind.

[DanoGTI]

As echo'd - declare everything... simple.