Expensive Insurance!!

[rotor]

Mine is £350 with swiftcover... I am an old f*cka @ 34 but worth giving them a try??

Hehehehe old at 34 eh? I thought 40 was the new 30? :)

Just tried Swiftcover. They won't accept my NZ No Claims Discount, so my quote was declined (I guess nobody will insure a GTI with 0 NCD).

[rotor]

What part of london? GTI's are a thief magnet, often used as get away cars due to their ability to blend in easily, and london insurance has always been stupid high aswell.

I'm in E1. I found a site that lists all UK postcodes with a risk rating -- pretty much every single London postcode is either an E or an F (i.e. highest risk).

http://www.carinsuranceexplained.com/car_insurance_explained/insurance_postcode_risk.htm

[rotor]

im 23, have 4yrs ncb, 6 points all for speeding and i pay £1400 with adrian flux. they were the cheapest for me by a long way

Thanks, am going to call them today.

[rotor]

ive got 13 years NCD,no points, married, wife on the policy (this does make a big difference), low crime post code, standard car, parked on the driveway and named driver on wifes Audi.

£240 with £300 excess from Admiral. I did shop about a lot and play them off against each other to eventually get that price.

Just to see what the effect would be, I have played with the quote systems by adding my wife, even though she doesn't have a license. So I guess I have to motivate her to get her license!

[rotor]

You may not be going with your insurance demographic. For example quinn specialise in young people (no offense) so try somebody who specialise in older people. It would be like me going to esure. I also found that comparethemarket.com is by far the cheapest of all comparison sites for the same companies!!

Ironic that you say Quinn specialise in young people, as I'm 38 and they've been (by far) the cheapest quote so far: £1,200.

[nc35]

Don't know if it helps anyone First Direct (the bank) will be renewal by 10% or 15% if two cars are insured.

Cheapest by quite a bit for me. Lucky as well wifes insurance comes up two weeks before mine so got even bigger discount.

They do require a copy of your renewal quote so no porkie pies.

I am 39 Bog Std GTI 9+ NCB (protected) fire claim Aug09 non fault 2006 & business use.
Live in Leeds so not the best post code car on drive way. £460 with £250 xs

Renewal started at £633.97, emailed the quote from FD which brought it down to £525. First direct did the rest.

[rotor]

What made you leave N.Zealand? Thought that was a fantastic place to live

A few reasons:

- I can make a lot more money in the UK.
- NZ is very far away from everywhere else. Any trip to anywhere in the world involves a 12 hour flight to either Los Angeles, Hong Kong or Singapore, and then further travel from there. For example, NZ to London involves 24 full hours on a plane (2 x 12 hr flights), plus the layover time. England, on the other hand, is close to everything; most places I would want to go are max. a few hours away (e.g. the States).
- I like city life, and NZ is a bit rural for my like.
- London has access to every concert (e.g. Michael Jackson's final concert tour was going to be in London), every show, every trade event (e.g. a very good car show), incredible museums, galleries. And London is a beautiful, clean and well organised city, in spite of what a lot of people say.

Of course there are downsides, but overall I've been very happy with my decision.

[nc35]

What part of london? GTI's are a thief magnet, often used as get away cars due to their ability to blend in easily, and london insurance has always been stupid high aswell.

I'm in E1. I found a site that lists all UK postcodes with a risk rating -- pretty much every single London postcode is either an E or an F (i.e. highest risk).

http://www.carinsuranceexplained.com/car_insurance_explained/insurance_postcode_risk.htm

Just had a look at my post code "E" rating. We live in a village with an award for low crime rates. Where I lived before is an "F" rating, which was always regarded as quite posh!!!

Looks like the ratings are weighted as to the value of the cars and I suppose houses.

Might be cheaper for me to move to London :lol:

[rotor]

Don't know if it helps anyone First Direct (the bank) will be renewal by 10% or 15% if two cars are insured.

Cheapest by quite a bit for me. Lucky as well wifes insurance comes up two weeks before mine so got even bigger discount.

FirstDirect looks really good. Unfortunately they won't accept NZ No Claims Discount (NCD), and hence declined to quote me insurance. Hopefully in a couple of years I'll be in a much better position (even though I'll only have 2 years NCD, at least they'll be earned in the UK!).

[kirkland]

Although its interesting to get some idea of what people are paying it such a variable playing field in these quotes
How much voluntary or compulsory excess is involved ?
Are they mileage restricted in any way ?
Business use?
Loan car provided etc.etc.

Good luck in your search anyway.

[NB07]

What part of london? GTI's are a thief magnet, often used as get away cars due to their ability to blend in easily, and london insurance has always been stupid high aswell.

I'm in E1. I found a site that lists all UK postcodes with a risk rating -- pretty much every single London postcode is either an E or an F (i.e. highest risk).

http://www.carinsuranceexplained.com/car_insurance_explained/insurance_postcode_risk.htm

according to that i was in a F zone!    now im in a B area 

[rotor]

Just spoke to Adrian Flux, and the guy basically told me that the £1,200 quote I had was very very good and that I should snap it up. Sigh. Not what I wanted to hear...

[FamilyDub]

Just had a look at my post code "E" rating. We live in a village with an award for low crime rates. Where I lived before is an "F" rating, which was always regarded as quite posh!!!

^^^ me too...  I seemed to have moved to a lower-risk area. I'd dispute that, but I'm happy! 

To OP ::  Is there a more mature driver (esp female) you can add to the policy to bring it down...?

I'm 27, I've only got 2 yrs NCB & 3points, but my other half is 34.... It was cheaper for me to insure the GTI this year (£625 - Admiral) with both of us, than it was to insure a group 6 diesel Punto Sporting last year on my own (£686 - Admiral).

[rotor]

To OP ::  Is there a more mature driver (esp female) you can add to the policy to bring it down...?

I'm 27, I've only got 2 yrs NCB & 3points, but my other half is 34.... It was cheaper for me to insure the GTI this year (£625 - Admiral) with both of us, than it was to insure a group 6 diesel Punto Sporting last year on my own (£686 - Admiral).

My wife is 35, but she's from South America, and unfortunately doesn't have a UK license yet. When I played around with some of the quotes, adding her definitely brought the price down (by well over £200).

[FamilyDub]

My wife is 35, but she's from South America, and unfortunately doesn't have a UK license yet. When I played around with some of the quotes, adding her definitely brought the price down (by well over £200).

It's mental innit...?! She's driven my car about four times in 14 months, but it halves my policy her being there.

If there's even an... er... 'mature' female friend around, I bet she'd reduce your policy....