I didn't notice in your signature it's an ED35 and assumed it was a GTI. In which case, as above, it's the older engine from the MK5 so will be a cambelt + chain.
As mentioned before, if it's just a few seconds of tapping in cold weather after the first startup of the day, it's usually the oil getting a bit old and gloopy. I have the same engine pretty much in my ED30 and it's the only noise it makes at 140K miles old. I wouldn't expect your 76K miler to have any significant problems.