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Author Topic: Cant get Insured for a reasonable price  (Read 246 times)

Offline Smithy1222

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Cant get Insured for a reasonable price
« on: February 24, 2025, 09:58:58 am »
Hi all,

Has anyone else found insurance this year either ridiculously expensive or even hard to get?
I wanted to add an aftermarket suspension kit but most modified insurance companies wont even give me a quote, and the cheapest without stock suspension is hastings at £1600! (I paid £650 last year)
I am 25 yo with 7 yrs NCB & both parents as named drivers with clean licenses.
Is this the norm now?

Offline TyGTI

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Re: Cant get Insured for a reasonable price
« Reply #1 on: February 24, 2025, 12:29:11 pm »
Have you tried brokers that specialise in modified vehicles? - Adrian Flux / Brentacre / Howdons

Offline Jons1001

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Re: Cant get Insured for a reasonable price
« Reply #2 on: February 24, 2025, 10:05:15 pm »
Try Sterling mate, we’re cheapest by far for me.

Offline Smithy1222

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Re: Cant get Insured for a reasonable price
« Reply #3 on: February 24, 2025, 11:14:57 pm »
I tried an Adrian flux online quote and they said they couldn't give me a quote so I'll try giving them a call and see how that goes
Thanks for your suggestions though, I'll try Sterling too

Offline Smithy1222

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Re: Cant get Insured for a reasonable price
« Reply #4 on: Today at 05:36:25 pm »
Just thought I'd update what quotes I've got so far, with "suspension changes" and "alloy wheels" as modifications, Adrian flux quoted me £4.5k, and sterling £10.5k! I have no idea what's made it suddenly so uninsurable. Funnily enough a mk5 R32 is a few hundred pounds cheaper

Offline Jons1001

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Re: Cant get Insured for a reasonable price
« Reply #5 on: Today at 07:23:50 pm »
Just thought I'd update what quotes I've got so far, with "suspension changes" and "alloy wheels" as modifications, Adrian flux quoted me £4.5k, and sterling £10.5k! I have no idea what's made it suddenly so uninsurable. Funnily enough a mk5 R32 is a few hundred pounds cheaper

Something definitely not right. I’m 38 with 8 years no claims, have a mk5 gti remapped to 265bhp, suspension and brake upgrades and alloys all declared and my insurance is £370 with Sterling. Car is an import aswell.

Offline Octoparrot

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Re: Cant get Insured for a reasonable price
« Reply #6 on: Today at 07:28:38 pm »
Have you tried the price comparison sites like Confused.com? I do my Insurance through them and they allow you to declare mods, mine has lowered suspension and aftermarket exhaust declared.  My insurance through admiral has actually gone down this year but I am 47 with max no claims.