RS4

[Poverty]

did you get to drive or get a passenger in the RS4?

rs4 was my boyhood dream car and I swore to myself when I was 16 that I would buy one

Like you would of got insured on one!

Well I couldnt even drive at 16, but now im 21 I could insure one no problem. Its evos and vx220 turbos that I have difficulties insuring

[ollie288]

^ Who would that be with?

[Poverty]

^ Who would that be with?

whoevers cheapest at the time 

Most of the specialist wont insure me on a evo etc till im 25, on confused.com there are companies who will insure me on a fq300 for 3.2k.

New m3 for 2.2k, 2.1k for rs4, 1.8k for TTRS, 1.5k for a stock cupra k1 all quotes from confused.com

[Nasir]

^ Who would that be with?

whoevers cheapest at the time 

Most of the specialist wont insure me on a evo etc till im 25, on confused.com there are companies who will insure me on a fq300 for 3.2k.

New m3 for 2.2k, 2.1k for rs4, 1.8k for TTRS, 1.5k for a stock cupra k1 all quotes from confused.com

How many NCD do you have? My brothers 21 and can't get an S3 through normal insurance.

[jimlad09]

its all specific. post code, driving history, storage, anything they ask you over the phone or on a comparison site is relevant, why? thats the mystery of insurance robbers...i mean companies

[ollie288]

^ Who would that be with?

whoevers cheapest at the time 

Most of the specialist wont insure me on a evo etc till im 25, on confused.com there are companies who will insure me on a fq300 for 3.2k.

New m3 for 2.2k, 2.1k for rs4, 1.8k for TTRS, 1.5k for a stock cupra k1 all quotes from confused.com

How many NCD do you have? My brothers 21 and can't get an S3 through normal insurance.

I thought it would be quite difficult to get an M3 or RS4 at 21 even if you have full NCB and garaged etc. I thought maybe you were on a traders policy.

[Poverty]

^ Who would that be with?

whoevers cheapest at the time  

Most of the specialist wont insure me on a evo etc till im 25, on confused.com there are companies who will insure me on a fq300 for 3.2k.

New m3 for 2.2k, 2.1k for rs4, 1.8k for TTRS, 1.5k for a stock cupra k1 all quotes from confused.com

How many NCD do you have? My brothers 21 and can't get an S3 through normal insurance.

3 yrs ncb, sh*t south east london postcode, 1 non fault claim, driveway parking.

Will no insurance companies touch him then, as in actually refuse to cover him regardless of the cost?

When I was 20 I was getting quotes on the cupra of 3k, and when I tried to accept it they would tell me that they couldnt cover me on the car even though they gave me a price online. It was the specialists who saved the day in the end for me.

[jimlad09]

My hat is off to you Poverty. Eye watering insurance figures and you dont even flinch....either that or you won the euro millions!

[Poverty]

My hat is off to you Poverty. Eye watering insurance figures and you dont even flinch....either that or you won the euro millions!

Haha I wish. Im just used to it.

When I was a first year apprentice plumber, taking home 900 a month I saved up 3.5k to pay for my first car, fookin took me half a year that did thinking I could buy a car outright. Did some insurance quotes and ended up spending 3k of that on insuring my 1.4 seat ibiza, then had 500 left for deposit on the car and had to finance the rest  

Still those were good times, learnt so much in that car.  

Trouble is if your young and you live in or around a major city you have to pay to play.

[candy turbo]

i had an escort rs turbo when i was 18 and i thought £500 was too much back then  (rs turbo was top group back then ) 

[jimlad09]

haha been there done that (then i wrote off my first car which never...ever helps!) big city doesnt help i guess.

Im 21 in september and cant wait! just in time for an s3 maybe?

Thats the plan anyway!

£500? i dream of that, no really i do! im paying double for a 1.8T Polo GTI which i guess isnt tooooo bad

[Poverty]

haha been there done that (then i wrote off my first car which never...ever helps!) big city doesnt help i guess.

Im 21 in september and cant wait! just in time for an s3 maybe?

Thats the plan anyway!

£500? i dream of that, no really i do! im paying double for a 1.8T Polo GTI which i guess isnt tooooo bad

Not too shabby, when I was 20 I was getting renewales of 700 on the ibiza, so was like fook that and got the cupra 

It does go down massively when 21 though, my premium pretty much halved on the cupra. Still dear though.

i had an escort rs turbo when i was 18 and i thought £500 was too much back then  (rs turbo was top group back then ) 

you guys dont know how good you had it then. Probably because there wasnt such a big claim culture back then.

When I got my first car and I was telling old people how much insurance was they all thought I was either a liar or just not searching hard enough which used to annoy the hell out of me. 17 year olds on their own insurance are nearly uninsurable. Unless you have a pair of tits ofcourse.

[jimlad09]

nea i know its not toooo bad. but still it cud be alot better haha especially as im eyeing up a bigger boys toy! Im pleased uv sed it comes down alot at 21 aswell, ease my also apprentice wages! haha

as for claim culture dont even go there! makes me angry and iv decided if i get ran in the back of im gona cause hell and claim loads and loads just to make up for the over the odds iv had to pay as a result of day light thieves!!.......rant over! haha

[Poverty]

nea i know its not toooo bad. but still it cud be alot better haha especially as im eyeing up a bigger boys toy! Im pleased uv sed it comes down alot at 21 aswell, ease my also apprentice wages! haha

as for claim culture dont even go there! makes me angry and iv decided if i get ran in the back of im gona cause hell and claim loads and loads just to make up for the over the odds iv had to pay as a result of day light thieves!!.......rant over! haha

Its a nasty circle these days but appears that everyone now has to play that game, because no one will hesitate to do it to you.

What trade are you in?

S3 is a lovely motor btw, thats what I was choosing between before I got my k1.

[jimlad09]

Commercial Refrigeration and Air Con my man.

Yeah im hoping to have a blast in a friends in a few weeks. Was looking at few of the guys on here and after a few bolt ons your looking at 330-350bhp!! << i like this!