You need to stick with it as its an awesome game
and if you get a wheel it just gets better and better
Not far off level 22 myself, i found getting gold in alot of the special events was good cash and points, gettng gold in some of the licences i have found infuriatingly impossible, done all but the last two overtaking challenges in special but mostly bronze and silver
And fav car is my m3 csl lightly modded to 1080kg and 497bhp on slicks is 7.13 around the ring from a grid start with traffic
vast game though and i haven't even started on bspec