Twingo is still there. They had a legal advisor when I went to collect it there I didn't know but nothing came of that.
Went to drive it home heard a knocking, pulled up and rear wheel was point in towards the boot, got under the car in 10 inch of snow and the rear suspension had snapped, the suspension arm I think/damper had also snapped and wheel was pissed. major camber.
Rang them up really really annoyed, they came and collected the car and are fixing it for free, I reclaimed my fuel costs there and back, they will pay my next months finance on the Twingo if it goes out and they still have the car.
As far as the Golf I did sign a new contract despite all my efforts they were point blank refusing to pay the Twingo finance, got the golf in the end for £7500 so isn't too bad really. After though I was thinking they wouldn't of done that if they knew they were correct and not in the wrong, but anyway I just got worried of needing to still pay the Twingo and the golf I just point blank couldn't afford it whilst this was on-going especially after xmas.
Once Twingo is home I am doing a voluntary contract termination and giving it back, not costing a penny as I have paid so much of it so it just simply goes back then that's it.
Not the best outcome guys I know but just the hassle, strain and worry of £5k handing over my head for the Twingo just wasn't good. Still got some fuel costs back and a GTi for £7.5k I guess.
Just want to thank you all for your help though guys some points in this thread certainly made him stumble a few times, the best thing about it was the long pauses. I would make a valid point it would be quiet for a good 30-60 seconds whilst he thought of a worthy reply.