Warning to those that dont declare mods to insurance

[PDT]

Both ourselfes and our outlet near London have been contacted recently asking if we would consider investigating cars that have been crashed/involved in criminal activity.

It looks like the police/insurers are catching up on cars with altered software, we have been requested to not only dyno test cars but to also advise on wether or not software has been altered from standard. Wether or not we will take this work on is still something we are considering, but this seems to be the first step in a crackdown of insurers/police looking at aftermarket ECU software and its effect on accidents or driving offences.

Best to start declaring those mods

[Beddie]

Always have and always will...

[stealthwolf]

I just don't see the point of not declaring. It's as bad as no Mot/insurance IMO.

[Janner_Sy]

no pity IMO.  I wouldnt feel guilty of taking up that work offer mate.  if someone hits you with undeclared modfs and their insurance is void, you'd soon regret it.

[daboy3000]

Any idea what the extra insurance costs are for a remap?

[Janner_Sy]

not much. mine went up by around £50 with all my mods

[joesgti]

ID TELL THEM TO FUUUUUK OFF!!! the police can go buy their own rolling road, they have enough cash! and just to point out, that this post may put people off coming to your garage for mods.

I didnt declare 1 of my mods on my last car! even had a ed 30 engine put in, simply because i didnt want to spend 10k per year on insurence.

que lots of negative comments..... dont care, i know LOTS of people on here who do the same as me! youd be supprised. im only saying this now because i have an r32, anybody who knows anything about cars knows there's no point in a remap!! 

[Hendo]

All to common I know many a boy race who never declared the 2ltr engine the put in there Corsa.

One thing I would say is that if you don't declare the mods and you have an accident then you get whats coming to you.  I mean if it only cost £50 for declaring your mods why not do it?

[daboy3000]

Would the person still have had a crash if they had not modified the car? I bet if I modded my car with Porsche breaks my insurance would go up but is my car not safer? And what happens to those people who have no idea there car has had mods in the past?

[gti265]

not being funny but if a cars been crashed bad enough for the insurers to investigate it, is it likely that it will run on a dyno??

and i thought it was hard to tell if a car had a map on it or altered software, thought this was one of the plus points for a map?? esp for cars under warrenty

and what happens iof i brought the car second hand and they didnt tell me or no themselves the car was mapped?? - same with things like non standard filters, unless your told about them, or you change them yourself your never likely to no about them untill your next service??

tom

[edd666999]

ID TELL THEM TO FUUUUUK OFF!!! the police can go buy their own rolling road, they have enough cash! and just to point out, that this post may put people off coming to your garage for mods.

I didnt declare 1 of my mods on my last car! even had a ed 30 engine put in, simply because i didnt want to spend 10k per year on insurence.

que lots of negative comments..... dont care, i know LOTS of people on here who do the same as me! youd be supprised. im only saying this now because i have an r32, anybody who knows anything about cars knows there's no point in a remap!! 

Was your previous car even insured? 


i have on previous cars, changed exhausts and induction and not declared, on my GTI i have declared everything and will continue to.

[PDT]

Checking an ECU software for alterations to improve performance is relatively easy with the right equipment, knowledge and software. Main Dealers often dont have any of these requirements.

We have made the decision of not taking part in any if their investigations as it creates a direct conflict with our line of work, but im sure that they will find specialists willing to help them in return for a decent income.

But this step does show that things may be getting a lot tougher for drivers that are not declaring mods, which is surely only a good thing, im sure many will agree and many will differ.



      

[joesgti]

ID TELL THEM TO FUUUUUK OFF!!! the police can go buy their own rolling road, they have enough cash! and just to point out, that this post may put people off coming to your garage for mods.

I didnt declare 1 of my mods on my last car! even had a ed 30 engine put in, simply because i didnt want to spend 10k per year on insurence.

que lots of negative comments..... dont care, i know LOTS of people on here who do the same as me! youd be supprised. im only saying this now because i have an r32, anybody who knows anything about cars knows there's no point in a remap!! 

Was your previous car even insured? 


i have on previous cars, changed exhausts and induction and not declared, on my GTI i have declared everything and will continue to.

yups, insured in my dads name as a named driver!! 

Im on my own now with the misses, no years no claims on my own was 1400,put her on the policy, its gone down to £545!!  god knows how they work that out!

[Hedge]

Joe are you with Sheilas Wheels? 

[Poverty]

Both ourselfes and our outlet near London have been contacted recently asking if we would consider investigating cars that have been crashed/involved in criminal activity.

It looks like the police/insurers are catching up on cars with altered software, we have been requested to not only dyno test cars but to also advise on wether or not software has been altered from standard. Wether or not we will take this work on is still something we are considering, but this seems to be the first step in a crackdown of insurers/police looking at aftermarket ECU software and its effect on accidents or driving offences.

Best to start declaring those mods

This has been discussed on SCN by some of the tuners already. The tuners in question decided to not bite the hands that feed them. Id hope you share the same sentiment.

I would also like to add that a popular aftermarket insurance broker who say they offer a discount for club members is taking their forums details and using it against them.

Also just so you guys also know why this is such a dangerous game is that for younger driver to declare a remap alone (and this is via the so called specialists) it will bump up their insurance by roughly 400 quid on a premium that will already be around 2 grand give or take a couple hundred.

Tuners getting involved in this will only end up damaging their own industry.