Make a donation

Author Topic: Warning to those that dont declare mods to insurance  (Read 45901 times)

Offline S2 Ant

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 9
  • -Receive: 21
  • Posts: 568
Re: Warning to those that dont declare mods to insurance
« Reply #30 on: January 07, 2011, 10:54:26 am »
Ah, i did wonder if it was stock stock, or just a similar to stock they put together.
Ant

Offline tony_danza

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 3
  • -Receive: 112
  • Posts: 3013
  • The voice of objective reason, but mine's best.
Re: Warning to those that dont declare mods to insurance
« Reply #31 on: January 07, 2011, 11:14:34 am »
Just a reminder....

Everything written on a public forum is perfectly acceptable evidence in a court of law. The forum owners are bound by law to supply information should an investigation require it, so even a hindsight edit sometimes isn't enough.

Be careful what you go bragging about.
« Last Edit: January 07, 2011, 11:35:10 am by tony_danza »
Sideways yo!

Offline cmdrfire

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 0
  • -Receive: 14
  • Posts: 1359
    • Commander Fire - my blog
    • Email
Re: Warning to those that dont declare mods to insurance
« Reply #32 on: January 07, 2011, 11:24:27 am »
Y'know Mr Danza, your warning is all the more ominous with pedobear peeking underneath...

Offline rich83

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 165
  • -Receive: 802
  • Posts: 13444
    • MK5 Golf GTI
  • My Ride: https://www.mk5golfgti.co.uk/forum/index.php?PHPSESSID=go6fah4mr693cdljnt3ebdirk9&/topic,19740.0.html
Re: Warning to those that dont declare mods to insurance
« Reply #33 on: January 07, 2011, 11:27:38 am »
The insurers/police would have a field day over on ukmkivs.... I know of at least 2 people running undisclosed 1.8t conversions, and countless running stage1 who I'd put money on not being declared :fighting2:

Offline tony_danza

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 3
  • -Receive: 112
  • Posts: 3013
  • The voice of objective reason, but mine's best.
Re: Warning to those that dont declare mods to insurance
« Reply #34 on: January 07, 2011, 11:34:39 am »
The Bear is watching you, kids....

Rich, they'd have a field day on any forum, no matter what the car there's always a % of people (and don't forget, uk-mkivs has a lot more members than here) who are willing to risk consequence for a few quid saved.
Sideways yo!

Offline rich83

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 165
  • -Receive: 802
  • Posts: 13444
    • MK5 Golf GTI
  • My Ride: https://www.mk5golfgti.co.uk/forum/index.php?PHPSESSID=go6fah4mr693cdljnt3ebdirk9&/topic,19740.0.html
Re: Warning to those that dont declare mods to insurance
« Reply #35 on: January 07, 2011, 11:42:55 am »
^^^ true! :happy2:

It does peee me off tho!

'so have you told the ins. that your running a 1.8t?'
'no.... They still think it's a 1.4!'
'but if you want a quick car you gotta pay the monies'
'nahhh it will be ok'

W. T. F!!

I sold my diesel to buy a 'quick' car and bent over and paid 1500 for insurance... Some people need a slap!!

Offline tony_danza

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 3
  • -Receive: 112
  • Posts: 3013
  • The voice of objective reason, but mine's best.
Re: Warning to those that dont declare mods to insurance
« Reply #36 on: January 07, 2011, 11:51:26 am »
I'd report them for insurance fraud. Victimless crime my arse.
Sideways yo!

Offline keano

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 79
  • -Receive: 35
  • Posts: 1588
    • Email
Re: Warning to those that dont declare mods to insurance
« Reply #37 on: January 07, 2011, 11:55:34 am »
An aquaitnance of mine, back in the day, had a heavly modded Corsa B. (looked pretty smart actually  :ashamed: )

Anyway, he was contacted by his insurers after 'they' saw his progress thread on a corsa forum, and was told he'd be void unless he immediatly registered his modifications. Eyes are everywhere!  :sad:

EDIT: Here it is  :happy2:

« Last Edit: January 07, 2011, 11:57:39 am by keano »

Offline Hedge

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 484
  • -Receive: 304
  • Posts: 6621
Re: Warning to those that dont declare mods to insurance
« Reply #38 on: January 07, 2011, 11:58:55 am »
Funnily enough the manufacturers also read these forums.
One such incident I am aware of involved them contacting said persons local dealer and telling them that his warranty was no longer valid due to his mods.

Offline liver

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 14
  • -Receive: 15
  • Posts: 980
Re: Warning to those that dont declare mods to insurance
« Reply #39 on: January 07, 2011, 11:59:38 am »
corsa c that is, was ur mate jono gillet by any chance or sum1 who had it after him?

it was on the max power website the insurance company found out about his car iirc and demanded money from him lol

Offline vRS Carl

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 282
  • -Receive: 240
  • Posts: 3088
  • I'm the F.A.G (Forum Apple Guru)
Re: Warning to those that dont declare mods to insurance
« Reply #40 on: January 07, 2011, 12:03:24 pm »
As has been said previously i think anyone who does not declare mods is quite frankly a fcuking idiot.

Why give an insurer ammunition to not pay out :stupid: Even if your name begins with Sheikh i doubt anybody wants to be left without any money and a car.

What are you going to do if you crash the car and the insurance say "Sorry old bean, that ED30 engine you dumped in there and never told us about isn't what you were covered for!"

I can understand why youngsters might consider not insuring when the insurance starts costing more than the car itself. But if you can't afford the insurance, don't fcuking modify or buy the car in the first place!!!

Offline RedRobin

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 380
  • -Receive: 442
  • Posts: 16627
  • BIALI Motorsport's Chief Horn Blower
Re: Warning to those that dont declare mods to insurance
« Reply #41 on: January 07, 2011, 12:05:08 pm »
^^^^
Crikey! No wonder I get complete strangers at petrol stations and car shows approach me knowing who I am! I've even had friendly greetings from police officers I've never met. And I thought it was just because I was a famous rock star.


On facebook: https://www.facebook.com/robin.procter.50

Throbbin' Red Mk5 GTI DSG with too many mods to list - Have Fun but Safe Journeys!

Offline Hedge

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 484
  • -Receive: 304
  • Posts: 6621
Re: Warning to those that dont declare mods to insurance
« Reply #42 on: January 07, 2011, 12:06:27 pm »
^^^^
Crikey! No wonder I get complete strangers at petrol stations and car shows approach me knowing who I am! I've even had friendly greetings from police officers I've never met. And I thought it was just because I was a famous rock star.

It's from your days as a porn star Robin  :wink:

Offline RedRobin

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 380
  • -Receive: 442
  • Posts: 16627
  • BIALI Motorsport's Chief Horn Blower
Re: Warning to those that dont declare mods to insurance
« Reply #43 on: January 07, 2011, 12:21:47 pm »
^^^^
Crikey! No wonder I get complete strangers at petrol stations and car shows approach me knowing who I am! I've even had friendly greetings from police officers I've never met. And I thought it was just because I was a famous rock star.


It's from your days as a porn star Robin  :wink:


....  :signLOL:

Gee, thanks, Hedge! Now everyone reading these posts thinks I used to be a porn star and it'll effect my insurance. :laugh:

[Actually, thinking about it, being a porn star could be a whole lotta fun!]
« Last Edit: January 07, 2011, 12:23:34 pm by RedRobin »


On facebook: https://www.facebook.com/robin.procter.50

Throbbin' Red Mk5 GTI DSG with too many mods to list - Have Fun but Safe Journeys!

Offline GTIite

  • Always Involved
  • ****
  • Thank You
  • -Given: 7
  • -Receive: 2
  • Posts: 236
  • Build it.. don't buy it!!
    • Email
Re: Warning to those that dont declare mods to insurance
« Reply #44 on: January 07, 2011, 12:28:44 pm »
Well I've paid for my Revo remap but haven't had it loaded yet due to having a ECU check sum error. Got in there while it was £400 not £500!!  So going to be giving the insurance company a ring tonight to see how much more its going to cost! Paid £2000 for my 1st year and £1300 for this year. I'm 22 so really hoping I dont get raped for it!!  :surprised:
I have ETKA and ELSA - Happy to help if anyone needs anything. Instagram - @f11tvw

Rotiform VCE's : US Spec Rear Bumper : Colour Coded Side Skirts : US Grill : De-Wipered : Revo Stage 2+ Map : Revo Intake : Revo throttle pipe : THS Intercooler : K04 Conversion : Milltek Cat Back + Pipwerx Decat : Sachs Stage 3 Organic clutch + Single mass flywheel : Quaife ATB Differential : S3 Brakes + Vagbremtechnic discs : Full SuperPro Bushes : SuperPro ARB