Warning to those that dont declare mods to insurance

[keano]

corsa c that is, was ur mate jono gillet by any chance or sum1 who had it after him?

it was on the max power website the insurance company found out about his car iirc and demanded money from him lol

Sure was. Went to school with him 

[rich83]

It sure will..... being a porn star is well known to be the highest risk for insurers!  

[cmdrfire]

It sure will..... being a porn star is well known to be the highest risk for insurers!  

Wonder if you can claim damaged or stained seats on insurance... 

[rich83]

It sure will..... being a porn star is well known to be the highest risk for insurers!  

Wonder if you can claim damaged or stained seats on insurance... 

Yes... and also headliner stains! 

[Hedge]

It sure will..... being a porn star is well known to be the highest risk for insurers! 

Wonder if you can claim damaged or stained seats on insurance... 

Is that from when the drawstring fails?   

[Poverty]

Funnily enough the manufacturers also read these forums.
One such incident I am aware of involved them contacting said persons local dealer and telling them that his warranty was no longer valid due to his mods.

that has happened on scn, not sure if thats the one you are also thinking off?

[Hedge]

Funnily enough the manufacturers also read these forums.
One such incident I am aware of involved them contacting said persons local dealer and telling them that his warranty was no longer valid due to his mods.

that has happened on scn, not sure if thats the one you are also thinking off?

No I was thinking other VAG brand but I remember the story from SCN. His car was leased which is where the problem came about as it had problems and was running Stage 2 and Seat Finance wanted the car back. 

[Poverty]

As has been said previously i think anyone who does not declare mods is quite frankly a fcuking idiot.

Why give an insurer ammunition to not pay out Even if your name begins with Sheikh i doubt anybody wants to be left without any money and a car.

What are you going to do if you crash the car and the insurance say "Sorry old bean, that ED30 engine you dumped in there and never told us about isn't what you were covered for!"

I can understand why youngsters might consider not insuring when the insurance starts costing more than the car itself. But if you can't afford the insurance, don't fcuking modify or buy the car in the first place!!!

Ahhh another interesting story I have to tell.

Remember that turquise Lambo SV that was clamped outside harrods? Anyhow it was involved in an accident, and obviously cost major money to fix. Now their insurance company was trying every trick to try and wriggle out of paying up for it to be repaired, and IIRC in the end they just ended up using their own money to get it fixed. Sorta makes you wonder why they didnt do that in the first place though considering all the billions they have.

[Poverty]

Funnily enough the manufacturers also read these forums.
One such incident I am aware of involved them contacting said persons local dealer and telling them that his warranty was no longer valid due to his mods.

that has happened on scn, not sure if thats the one you are also thinking off?

No I was thinking other VAG brand but I remember the story from SCN. His car was leased which is where the problem came about as it had problems and was running Stage 2 and Seat Finance wanted the car back. 

Bad business on SEATs part imo, and all because they were unable to diagnose a blown intank pump fuse 

[Poverty]

Well I've paid for my Revo remap but haven't had it loaded yet due to having a ECU check sum error. Got in there while it was £400 not £500!!  So going to be giving the insurance company a ring tonight to see how much more its going to cost! Paid £2000 for my 1st year and £1300 for this year. I'm 22 so really hoping I dont get raped for it!! 

This is gonna go two ways.

1, the insurance co isnt mod friendly an tells you that if you get it remapped they will void your insurance.
2, its gonna cost a few hundred.

Keep us updated with how you get on though mate

[vRStu]

Well I've paid for my Revo remap but haven't had it loaded yet due to having a ECU check sum error. Got in there while it was £400 not £500!!  So going to be giving the insurance company a ring tonight to see how much more its going to cost! Paid £2000 for my 1st year and £1300 for this year. I'm 22 so really hoping I dont get raped for it!! 

Get yourself some good lube else it's gonna hurt 

[vRS Carl]

Get yourself some good lube else it's gonna hurt 

 

[vRStu]

I remember trying to insure a brand new Octavia with Elephant and having some dozy doris trying to tell me that the factory fit Xenons were considered a modification and that they would insure me with them fitted but in the event of an accident they would be replaced by standard units.

It got so frustrated trying to explain that you simply couldn't replace them with standard units that I told her to poke it up her hoop and won't use them again.

[vRS Carl]

You often get insurance companies saying factory fit options are modifications.

I can understand higher premiums for the likes of the Factory power increases that AMG Merc's etc get and the removal of the 155mph limiter that Audi/BMW/Merc do.

But not for a set of bloody headlights

[GTIite]

Well I've paid for my Revo remap but haven't had it loaded yet due to having a ECU check sum error. Got in there while it was £400 not £500!!  So going to be giving the insurance company a ring tonight to see how much more its going to cost! Paid £2000 for my 1st year and £1300 for this year. I'm 22 so really hoping I dont get raped for it!! 

This is gonna go two ways.

1, the insurance co isnt mod friendly an tells you that if you get it remapped they will void your insurance.
2, its gonna cost a few hundred.

Keep us updated with how you get on though mate

Im with Admiral so not sure what there like on engine mods, really hope its not tooo expensive or ill just have to wait to have it put on!!