^ to further elaborate, he made a tool of himself post-accident on a vauxhall forum, bragging about timing etc. The insurance company who covered him read it and refused to pay out on the policy. Cost him the car's finance and the track bills.
Lesson here, other than learn to drive, watch what you say on forums.
Oh, it was driver error. He went in hot, understeered, wound more lock on and went straight on. He possibly could have saved it (or at least just nose ended it) if he lifted off everything and took the lock off, as they teach you in advanced courses. The cars aren't that bad, other than the torque steer.