Credit and Banks its a joke , I have no loans , no mortgage no finance , I was pesuaded to have a Laura Ashley store card because i gave you 25% off all purchases that day so I thought get the card and the discount on the goods then next month cancel the card , simples
card application was declined as i have either poor or no credit history and if id like to pay some agency they will offer to help resolve it , These financial boys are something else ..
Keep looking TC you will find what you are looking for have you tried sites like money supermarket etc they quite often have pointers and can save a load off time searching through 1000s off rates for you