Hopes of GTI dead due to Insurance

[crashdesk]

Hi,

Rang to get quote today for 2007, 5 door GTI, not modded and stated it would cost me £1100. Totally dashe dmy dreams of having a GTI.

Can anyone give me advice on get this down (alot)?

Here's some info...
Age 33
5 years no claims
Live in NI
Been driving for 12 years and no claims
Driven 1.4CL for past 7 years
Current insurance for CL is £220 per year

If you need any more info to help, please ask.

 

Thanks,
C

[Top Cat]

Have you looked in the insurance section on here.  You need to do a bit of leg work and ring around. 

[crashdesk]

Will check out the insurance board. Thanks. Still in tears

[Jk911]

How about buying an older gti? Say 2006 and paying the insurance with the money you save.
Insurance companies always take the piss as you have no history of high performance cars, once you have a year under your belt in a high performance car you insurance should be more bearable. Good luck mate

[crashdesk]

Thanks Jk911. I'll try that. Did have my hopes pinned on a 2007/2008 :-(

[chungster]

So u can afford to buy and run a new mk6 Gti yet not afford the £1100 insurance? Is that right??

[crashdesk]

Ah. Corrected 2007, not 2011.

I can afford to buy because I saved. I will be in debt for a year and then after things should be fine. Sorry for the mistake 

[big al]

Don't get too hung up on getting an 07 one, I had an 05 one with lower mileage which was just as good as the 07 ones that were about, but £2000 cheaper. Plus it has the nice blue tint windows and no aerial (nicer touches which the newer ones did not have!)

[crashdesk]

Your probably right but I think age kills a car not the mileage so getting a newer one would be good. Will bear that in mind though. What mileage was it? The 2007 one I am looking at is 25,000.

[RedRobin]

Your probably right but I think age kills a car not the mileage

....I'm reminded of Mick Jagger's words: "Time destroys a woman's face". I don't think it necessarily applies as strongly to cars though.

[crashdesk]

Thanks folks. Continuing this over in the Insurance area 

[big al]

you can buy a new car with 40 000 on the clock that will be dead in no time, could have not been serviced, looked after properly,
Whereas you could get a car of the same age with 80 000 that will keep going for years.
Age does not determine how good a car is. My dad always told me, look after your car and your car will look after you.

Though he also told me I would amount to nothing. 

[GrayMK5GTI]

Hi Mate,

try Bell insurance  

Im 24yrs old, 4yrs no claims and mine is around £740 fully comp (inc business use) with about 8k miles a year for a 57plate 5 door.

Ive found Bell to be great over the two years ive been with them, great customer service!

Gray

[Scotsman]

Have you thought about joining the institute of advanced motorists?  Could probably pass your test in a couple months then you could use their insurance scheme:  http://www.iamsurety.com/

Well worth doing anyway plus I'm paying £200 for full comp, business use, no-claims protected for my GTI through them.

[mortygttdi]

sorry to thread hijack but Scotman how much did it cost you and how did you register for the IAM?

Cheers

Darren