Ok here is my/the missus story.
The tyres spec for the missus car is
225/45/18 91 W I tried to order these but they don't do a W rating in the PS3, so i checked on line and the V rating goes up to a speed of 149.1, MPH. So i thought the missus wont be traveling that fast anytime soon, so i went for the V rating. She turned up for fitting and the guys saw the car and said we cant fit these they are not rated for the car, we don't mind putting them on but you have to initial the receipt accepting the lesser speed rating.
So if i ring the insurance are they likely to be ok with the lesser rating, baring in mind V is still good for 25 miles faster than the car can go.
Or, are they likely to not accept this.