This really grips my s***. If you can pay for the mods you can pay for the insurance, if not dont bother.
What happens when you crash into someone, the car gets recovered as its a right off. Next thing you know, is after you car gets recovered, your insurance company inspect the car, see ts modified, refuse to pay out on insurance
What does that mean, well the poor unsuspecting innocent person that you have hit, loses his no claims despite the fact he has done nothing wrong.
My insurance went up a whole £50 for a remap....
Rant over