SORN and insurance

[gti yorks]

I have a golf Tdi which my sister has been using for the last few months, now she has bought herself a new car she doesn't need it anymore. I don't really want to sell it at the moment as I may change jobs soon and might need it as I live out in the sticks and might have a longer commute to work for which I would use the Tdi. My sisters insurance runs out on the 16th feb and I was wondering do I need to keep the vehicle insured if I declare it off road?? I would be keeping it In a garage if that makes any difference.

[Deako]

You do not need to insure the car if you are keeping it declared sorn and its stored in a garage. If the car was parked publicly, you could be required to insure the vehicle due to liability.

[TurboTrev]

I think I'm right in saying that you can't sorn a taxed car that is not insured.  If the car is uninsured when you complete the sorn, the tax disc has to be returned at the same time for refund.

[gti yorks]

You do not need to insure the car if you are keeping it declared sorn and its stored in a garage. If the car was parked publicly, you could be required to insure the vehicle due to liability.

Thanks Deako, the garage is at my parents house, so there I wouldn't have to insure it. What about if I kept it at my house on my drive way, would it need to be kept insured then??

Sorry for all the questions, it's just that my parents live 200 miles away and I might bring it home if I could keep it on my drive uninsured. Would just have to put up with the risk of it being stolen.

[TurboTrev]

Have a look at this:  http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696?CID=Continuous_Insurance&PLA=DM&CRE=Furl

[gti yorks]

I think I'm right in saying that you can't sorn a taxed car that is not insured.  If the car is uninsured when you complete the sorn, the tax disc has to be returned at the same time for refund.

Tax runs out at the end of march, so wouldn't be nothing major

[gti yorks]

Have a look at this:  http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696?CID=Continuous_Insurance&PLA=DM&CRE=Furl

Thank you for the help, I need to improve my searching techniques because I couldn't find what info I wanted

[Gti_Mad]

since they changed the law its sh*t as u cant have it sat round mot'd n taxed anymore like b4 unless its insured if that makes sense 

[Deako]

You do not need to insure the car if you are keeping it declared sorn and its stored in a garage. If the car was parked publicly, you could be required to insure the vehicle due to liability.

Thanks Deako, the garage is at my parents house, so there I wouldn't have to insure it. What about if I kept it at my house on my drive way, would it need to be kept insured then??

Sorry for all the questions, it's just that my parents live 200 miles away and I might bring it home if I could keep it on my drive uninsured. Would just have to put up with the risk of it being stolen.

Should be fine, as long as theres no chance the car could ever roll off the drive in the road for any reason.

[gti yorks]

You do not need to insure the car if you are keeping it declared sorn and its stored in a garage. If the car was parked publicly, you could be required to insure the vehicle due to liability.

Thanks Deako, the garage is at my parents house, so there I wouldn't have to insure it. What about if I kept it at my house on my drive way, would it need to be kept insured then??

Sorry for all the questions, it's just that my parents live 200 miles away and I might bring it home if I could keep it on my drive uninsured. Would just have to put up with the risk of it being stolen.

Should be fine, as long as theres no chance the car could ever roll off the drive in the road for any reason.

Thanks, drive is down sloped so no worries there and I might buy a clamp if I keep it at home to try and stop it getting stolen

[GTsport]

Providing its on private land I.e your drive you'll be fine. It's just if it was on a public road.

Its just if it gets stolen - like you say it'd be worth clamping it or putting it in a garage. 

[Teutonic_Tamer]

I think I'm right in saying that you can't sorn a taxed car that is not insured.  If the car is uninsured when you complete the sorn, the tax disc has to be returned at the same time for refund.

I think that is tosh.  I can SORN my motorbike with or without valid insurance!

[mad_pete]

I've changed my insurance to theft only when I had a car off the road before. If it's garaged the insurance should be super cheap.

[mad_pete]

Why would SORN cars need a tax disc ? Basically it's very difficult to hunt down cars without tax and insurance so they changed the rules so they can fine dodgers just based on the database. I guess this is the flip side to that.