Since the sudden death of my dad last august i thought i better get some insurance to safe guard against the cost of the funeral et..now i know its a mine field subject..witth Ariva they can do 250,000 policy for £40 a month for 20 years but you get nothing back and can't cash it in and also if you die with in the first 5 years you don't get payed out in full to cover the funeral costs
