Well i've been in this position but I have to admit I haven't spent it wisely and wish I had but never mind, I have what I consider a nice collection of cars, some invested (£20k), a huge deposit on my house and enjoyed a nice but still cheap holiday, lived my daily life without worrying about money. I could have handled it differently/better but it's kept me and the family happy and will be paying for the wedding n buying my partner her first car too. I hate having money, just because I struggle to be sensible with it :(