Finances aside, it depends on what you want out of a car. The Audi is very good - alot of extra poke and Quattro.
However, it's as dull as dishwater to drive. (this is coming from an S4 driver!!
)
The Golf is much more involving as a drive, albeit a tad slower, without 4wd......
As I said, depends what you want out of a car.....
Dan :)