Also on my car (vRS wagon) when it's fully loaded with 4 people and luggage a few stops from high speed will put a lot more energy in to the stoppers vs. say a lighly loaded golf so I wouldn't consider a brake upgrade on my car to be burning money. (wife might disagree lol!).
So I take it you go 4 up with luggage then track daying? Dont get me wrong, but if you're not then this is might read as you're either driving too close to the car in front or have no regard for your passengers safety. Even stock brakes will deal easily with repeated motorway stops.
Fish
Dude- are you deliberately trying to provoke me?
I regularly take the family on holiday in my car, so 4-up plus luggage, roof box etc. Drive in Snowdonia or across europe, south of france, alps etc and you'll have many situations where you're pushing the brakes harder to stop.
To extrapolate from my post that I'm driving too close and have no regard for my passegers safety is both bizarre and insulting.