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Author Topic: Insurance  (Read 8292 times)

Offline T88OMM

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Re: Insurance
« Reply #15 on: June 18, 2009, 11:25:35 pm »
Tesco came up trumps for me too. I seriously don't know how some of you guys get these quotes, they all seem cheap to me with you being young and having little or no NCB!

Im 21, got 4 years NCB and 6 points, to insure the S3 with Tesco it was £1800 which I was quite happy with, the next best quote was £6500!! Audi insurance quoted me £21,000, yes £21,000 for 12 months insurance  :angry015: 
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Offline neg

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Re: Insurance
« Reply #16 on: June 18, 2009, 11:46:35 pm »
Stage 2 GTI, exhaust, wheels, suspension etc all declared with me and Mrs as named drivers, 6yr NCB, 2x SP30's and a non-fault accident £472 with Greenlight.

Talking of insurance if you ever cancel mid-way through a policy you may as well pull ya pants down  :sad:

Offline cuzmk5

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Re: Insurance
« Reply #17 on: June 19, 2009, 09:14:37 am »
ive just been quoted £725 of an edtion 30 with admiral. im 26, 1 years ncb with a clean licence.

Offline em2evol

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Re: Insurance
« Reply #18 on: June 19, 2009, 12:45:34 pm »
Jesus, how do some of you afford these cars so young. Take it you live at home still!!!!

Mk5 GTI for myself (oldun) 28 with 5+ years NCB and my fiancee covered as a named driver who is 21, £880 through Brentacre. It was cheaper with Churchill at around £640, but we would have lost more money transferring out of our existing policy, so its as cheap to stick with Brentacre and pay the increase.

Brentacre have unlimited mods policy with no mid term adjustment costs though. So its worth sticking with them for that. Well, unlimited mods for anything that doesnt boost performance.

Worth noting, that on my own policy the cost was around £400.

Haha, yep, still live at home - £150 rent a month is quite enough on top of the £400 a month I pay for my car!  :sad1: Oh well, it's worth having no money left when I have such a lovely car!  :happy2:

Saying about declaring mods and stuff though, are you supposed to declare if the car came standard with things like sat nav, xenons, 18" Monzas etc etc? As I know they always say something like 'any modifications' but actually my car hasn't been modified, it came fully loaded...??  :confused:

Offline GTIjames

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Re: Insurance
« Reply #19 on: June 19, 2009, 01:32:01 pm »
if you are young best try greenlight   :happy2:

25 yrs old  - 6pts, mods in sig all declared, parked on street in london - 4 year no claims c £550 a year

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Re: Insurance
« Reply #20 on: June 19, 2009, 01:46:01 pm »
28 years old.
No mods etc.
3 years no claims (1 claim declared)
Clean license (finally!!)
Parked in garage overnight, outer London.
Admiral - just over £800  :sick:

Would never pay over £1k for insurance on any car!
Hoping it will drop to the £600 next year.....

Offline john_o

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Re: Insurance
« Reply #21 on: June 19, 2009, 01:50:47 pm »
standard just shop around.
For declared modified , Chris Knott were easily the best of a limited bunch  :happy2:
(Greenlight are great too but wouldnt quote for my postcode)
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Offline Deako

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Re: Insurance
« Reply #22 on: June 19, 2009, 02:39:30 pm »

Saying about declaring mods and stuff though, are you supposed to declare if the car came standard with things like sat nav, xenons, 18" Monzas etc etc? As I know they always say something like 'any modifications' but actually my car hasn't been modified, it came fully loaded...??  :confused:

You should ideally, as standard spec GTI didnt come with all that, so in theory although they are manufacture fit options, its not standard. I declared mine just to be sure.
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Offline Boothy

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Re: Insurance
« Reply #23 on: June 19, 2009, 04:26:56 pm »
Adrian Flux quoted me around £450 for the year on a GTi and Esure were similar. I'm 31 with full claims and no con's. Currently with Admiral (till next month) and thats about £540, protected with the wife and business cover too. I've also heard that some of the companies that are allegedly just for women will actually cover anyone and that they are pretty cheap. I've yet to ring though.

Offline cossy

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Re: Insurance
« Reply #24 on: June 19, 2009, 04:40:11 pm »

£256 as a standard car

Full comp protected NCB etc

with More th>n

Offline Jules86

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Re: Insurance
« Reply #25 on: June 19, 2009, 07:44:20 pm »
Friends missus worked in insurance. They had a 20 year old ring up for an R8 - £40k!!!! He paid it aswell  :surprised:

Offline Boothy

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Re: Insurance
« Reply #26 on: June 20, 2009, 04:01:54 pm »
Well I'm outraged!

After viewing Cossy's rather well priced insurance from Morethan I thought I'd give them a try as mines due soon. Taking into account I have a civilian and non-civilian advanced driving certificate and live in a low crime area with full protected no claims and no mod's they still won't let me join their club! How rude! :surprised:

Offline keith

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Re: Insurance
« Reply #27 on: June 20, 2009, 04:29:49 pm »
£522 modded.
37 with her in doors on policy.on drive.
Green light

Offline SteveS

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Re: Insurance
« Reply #28 on: June 23, 2009, 06:11:02 pm »
Im up now, im now 25 and will have 5yncb, tesco quoted me £34 less than last year!! what a joke!! £802

tried greenlight, pending email back.
admiral = crap
elephant = crap
adrian flux = pending call back

who else should i try?

SOLD!! :(
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Offline Poppa Dom

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Re: Insurance
« Reply #29 on: June 23, 2009, 06:16:55 pm »