i valued the car at 3k the insurance valued it at 4.5k but put down 3k as thats what i paid, stupid me, i wasnt thinking about it when they asked how much i paid for it, so it was then put down as 3k, i dont want them to body fill it and its on the petrol tank filler side so idk if that would cause any issues as the bodyshops here do the job properly by cutting out the panal and replacing it, i dont want some tacky hit the damage out enough to patch it and paint, that is horrible and it cracks from all the distortion of driving wind etc, but they have also said to do that would be in the 2-3k mark after labour painting welding etc, if they do cat d it i would more then likely buy it back dispite the high milage it runs like a baby, and ive been given a vauxhall insignia hatchback 2012 white 2.0 cdti sri and im looking at middle of jan b4 they even attempt to fix it, tey have said but they havent come out yet, so im looking at having this car for atleast 6 weeks at £109 a day rental, why on earth do they give u such expensive cars, i can see why insurance is so high i would have been happy with a old banger.