Make a donation
« previous next »
Pages: [1]   Go Down

Author Topic: Fixed ISA's - Best Rate ?  (Read 4663 times)

Offline garrardrj

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 76
  • -Receive: 42
  • Posts: 1098
  • EX 2007 Golf Edition 30 owner in Suffolk
    • Email
Fixed ISA's - Best Rate ?
« on: February 08, 2013, 05:07:24 pm »
Bl@@dy Building Societies are paying F' all on these at the moment

Anyone found a good place for their tax free savings ?

Best fixed is about 2.25%

Think i may be putting it somewhere else rather than an ISA as 5% is possible less tax which is 4% , We've got quite a bit so that difference is worth having too  :innocent:
Logged
2015 Golf R White 5 Door Leather DCC Dynaudio Pretorias
2009 Land Rover Freelander HSE - Workhorse
2007 Mk 5 Golf GTI Edition 30 - SOLD

Offline gobbleplease

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 64
  • -Receive: 48
  • Posts: 1094
Re: Fixed ISA's - Best Rate ?
« Reply #1 on: February 08, 2013, 05:18:17 pm »
Yip 2.5% at the moment from lloyds, cash isa with instant access, you will get intrest penalties though if you withdraw too much in the isa term. Think it's a min of 2k start up cash can't remember though this is the isa I have just now.
Logged
MK5 EDITION 30 - CW - REVO S2+ - GONE BUT NOT FORGOTTEN

MK7 GTI - ARRIVING DECEMBER

MK2 GTI - RB - 1.8T - GARAGE QUEEN

Offline Frodo-anni

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 14
  • -Receive: 45
  • Posts: 1336
    • Email
Re: Fixed ISA's - Best Rate ?
« Reply #2 on: February 10, 2013, 12:58:43 pm »
Barclays have a 2.26% including a 0.25% bonus, guaranteed to track 1.76% above base for 12mths then 1.51% above until march 2014.
Natwest/RBS have 2 year fix at 2.35%.

Seen very few that will allow transfers in, aswell as new contributions.
Logged
mk4 Anniversary pd No0341 - Sold
mk5 GTI Edition 30 DSG No0391

Offline Eccie

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 7
  • -Receive: 25
  • Posts: 523
Re: Fixed ISA's - Best Rate ?
« Reply #3 on: February 10, 2013, 01:09:13 pm »
Logged


Gone - Candy White MK5 Golf GTI (you never really forget your first true love...!)
MK7 Candy White GTI pp - you can never have enough eye candy

Offline garrardrj

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 76
  • -Receive: 42
  • Posts: 1098
  • EX 2007 Golf Edition 30 owner in Suffolk
    • Email
Re: Fixed ISA's - Best Rate ?
« Reply #4 on: February 10, 2013, 02:55:59 pm »
Done all the internet stuff and it is likely that my ISA pot will be NIL soon as you can get better income elsewhere

Is it likely to improve soon - No is my answer , not in the next 5 years or so
Logged
2015 Golf R White 5 Door Leather DCC Dynaudio Pretorias
2009 Land Rover Freelander HSE - Workhorse
2007 Mk 5 Golf GTI Edition 30 - SOLD
Pages: [1]   Go Up
« previous next »