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Author Topic: Fixed ISA's - Best Rate ?  (Read 4605 times)

Offline garrardrj

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Fixed ISA's - Best Rate ?
« on: February 08, 2013, 05:07:24 pm »
Bl@@dy Building Societies are paying F' all on these at the moment

Anyone found a good place for their tax free savings ?

Best fixed is about 2.25%

Think i may be putting it somewhere else rather than an ISA as 5% is possible less tax which is 4% , We've got quite a bit so that difference is worth having too  :innocent:
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Offline gobbleplease

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Re: Fixed ISA's - Best Rate ?
« Reply #1 on: February 08, 2013, 05:18:17 pm »
Yip 2.5% at the moment from lloyds, cash isa with instant access, you will get intrest penalties though if you withdraw too much in the isa term. Think it's a min of 2k start up cash can't remember though this is the isa I have just now.
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Offline Frodo-anni

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Re: Fixed ISA's - Best Rate ?
« Reply #2 on: February 10, 2013, 12:58:43 pm »
Barclays have a 2.26% including a 0.25% bonus, guaranteed to track 1.76% above base for 12mths then 1.51% above until march 2014.
Natwest/RBS have 2 year fix at 2.35%.

Seen very few that will allow transfers in, aswell as new contributions.
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Offline Eccie

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Re: Fixed ISA's - Best Rate ?
« Reply #3 on: February 10, 2013, 01:09:13 pm »
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Offline garrardrj

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Re: Fixed ISA's - Best Rate ?
« Reply #4 on: February 10, 2013, 02:55:59 pm »
Done all the internet stuff and it is likely that my ISA pot will be NIL soon as you can get better income elsewhere

Is it likely to improve soon - No is my answer , not in the next 5 years or so
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