Mortgages

[Pete R]

Well our 5yr fixed is coming to an end just wondering what sort of rates people have been getting recentlty..

[skard]

I think the best rate you'll get right now is the one you'll default onto when your fixed rate is up - a tad above the BoE interest level?

[mad_pete]

There are some crazy 2.7 % five year fixed rates about. Need 60% LTV though

[andrewparker]

Yeah, if you're lucky enough to have 40% equity in your property then there are some great deals available. I've seen as low as 1.9%!

[Frodo-anni]

Some of the great low rate fixes do have high arrangement fees, so when added to the cost of the monthly payments over the term, it cancels out the initial low interest rate. See what SVR your current lender put you on, before rushing into any deal.

[Pete R]

Cheers for input guys

Because we fixed on 5.63 5 yrs ago we will drop onto about 4.5

Santander who we r with have offered 3.79% with £125 fees

Barclays have offered us 3.39% with 495 fees

Where are the 2% ones hiding then.....

Thanks Pete.

[Top Cat]

http://www.money.co.uk/mortgages.htm

[Frodo-anni]

All depends on your LTV, but Yorkshire Bank have 2.59% with no fees, post office have 2.79% fixed, sure it was HSBC that launched the 1.99% fixed a few weeks ago.