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Topic: Mortgages (Read 3731 times)
Pete R
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Mortgages
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on:
March 03, 2013, 07:04:00 pm »
Well our 5yr fixed is coming to an end just wondering what sort of rates people have been getting recentlty..
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skard
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My Ride:
Re: Mortgages
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Reply #1 on:
March 03, 2013, 07:25:31 pm »
I think the best rate you'll get right now is the one you'll default onto when your fixed rate is up - a tad above the BoE interest level?
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Used to have Edition 30 - number 009 and a GT TDI 140.
Now have an S4 B8 Avant (stage 2)
mad_pete
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Re: Mortgages
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Reply #2 on:
March 03, 2013, 07:56:10 pm »
There are some crazy 2.7 % five year fixed rates about. Need 60% LTV though
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andrewparker
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Re: Mortgages
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Reply #3 on:
March 03, 2013, 08:15:40 pm »
Yeah, if you're lucky enough to have 40% equity in your property then there are some great deals available. I've seen as low as 1.9%!
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Frodo-anni
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Re: Mortgages
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Reply #4 on:
March 03, 2013, 08:53:23 pm »
Some of the great low rate fixes do have high arrangement fees, so when added to the cost of the monthly payments over the term, it cancels out the initial low interest rate. See what SVR your current lender put you on, before rushing into any deal.
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mk4 Anniversary pd No0341 - Sold
mk5 GTI Edition 30 DSG No0391
Pete R
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Re: Mortgages
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Reply #5 on:
March 03, 2013, 09:07:45 pm »
Cheers for input guys
Because we fixed on 5.63 5 yrs ago we will drop onto about 4.5
Santander who we r with have offered 3.79% with £125 fees
Barclays have offered us 3.39% with 495 fees
Where are the 2% ones hiding then.....
Thanks Pete.
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Top Cat
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Almost Jacamo
Re: Mortgages
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Reply #6 on:
March 03, 2013, 10:03:39 pm »
http://www.money.co.uk/mortgages.htm
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Frodo-anni
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Re: Mortgages
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Reply #7 on:
March 03, 2013, 10:22:55 pm »
All depends on your LTV, but Yorkshire Bank have 2.59% with no fees, post office have 2.79% fixed, sure it was HSBC that launched the 1.99% fixed a few weeks ago.
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mk4 Anniversary pd No0341 - Sold
mk5 GTI Edition 30 DSG No0391
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