I had a think about this earlier today while i was changing my sons nappy, and i can see why it is a problem. With the conventional belt, under load you are held or anchored from either side of your body. With the harness the anchor points are behind you. So if you were in a front on smash and the G-forces pull the top half of the seat forward, with your body there is nothing stopping the top half of the seat collapsing and your top half of the body would then lurch forward instead of being restrained upright.
Would a way of solving this not be to wear your normal belt as well which would then keep you upright and allow the harness to work as well.
....I came to the same conclusion too, but then I thought some more and realised that the harness (Schroth Quikfit) isn't an
inertia belt - It's a tight fixed fit and so in effect your upper body and seat back are held together. In other words, won't the fixed harness prevent/reduce the seat back from tilting forward even if the tilt lock gets released? At least that's the theory, but.
Btw, these Schroth harnesses have an anti-submarining mechanism - That's something which will help the body to seat interactive dynamic.