Lol @bellios
.
If you've already contacted the insurance company, won't the chance of getting her to settle be too late?
If not, it needs a new bumper (
£85) or complete front end (
£185), plus paint (£150) and fitting (Easy DIY, or Garage £100). It'll probably be worth her going through insurance as there is the issue of her own damage to repair too... unless her excess is daft.
As others have said, get on to her asap.., assuming she's not a minger.