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Author Topic: Do you declare your remap on your insurance policy?  (Read 12753 times)

Offline Craigh1983

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Do you declare your remap on your insurance policy?
« on: March 05, 2014, 07:26:30 pm »
Just been sorting out my car insurance and I decided to tell the woman on the phone that I have a remap as she asked about modifications. She told me that due to that, they cannot cover me.

I was wondering does anyone else declare their remap and if I don't declare it, is there any way they can tell that I have one should I make a claim in the future? My remap is a stage 1 R-Tech map.

Thanks

Craigh

Offline Marc-5-GTI

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Re: Do you declare your remap on your insurance policy?
« Reply #1 on: March 05, 2014, 07:28:17 pm »
If you mod it, declare it.

If they don't cover what you want them to cover, move insurers..

I'm guessing it's the admiral group that's said no?
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Offline Craigh1983

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Re: Do you declare your remap on your insurance policy?
« Reply #2 on: March 05, 2014, 07:31:52 pm »
If you mod it, declare it.

If they don't cover what you want them to cover, move insurers..

I'm guessing it's the admiral group that's said no?

Nah it was Axa. I did think about then going online and doing it online lol but I thought if I do need to make a claim then they may find it? Thing is it takes the premium up by a huge amount saying that I have a remap.

Offline JoeDarKa

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Re: Do you declare your remap on your insurance policy?
« Reply #3 on: March 05, 2014, 07:38:20 pm »
Take the remap off if you cant afford it.


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Offline Markyed30

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Re: Do you declare your remap on your insurance policy?
« Reply #4 on: March 05, 2014, 07:46:12 pm »
Or buy mu bluefin it's on and off in a flash when required  :fighting:

Offline Marc-5-GTI

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Re: Do you declare your remap on your insurance policy?
« Reply #5 on: March 05, 2014, 07:47:41 pm »
Admiral don't cover remaps.. Only cover chips so I have to wait till this time next year for my remap  :sad1:
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Liam0205

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Re: Do you declare your remap on your insurance policy?
« Reply #6 on: March 05, 2014, 07:58:30 pm »
Best declaring. You won't forgive yourself if you have to claim and then your insurance company won't pay out because you didn't declare the mod.

I switched recently as I wanted to get a stage 1 remap

Try The insurance section for mod friendly insurance companies

Offline betty_swollox

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Re: Do you declare your remap on your insurance policy?
« Reply #7 on: March 05, 2014, 08:05:49 pm »
What's the reg of your car?
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Offline Craigh1983

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Re: Do you declare your remap on your insurance policy?
« Reply #8 on: March 05, 2014, 08:19:52 pm »
What's the reg of your car?

Why do you need that?

Offline betty_swollox

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Re: Do you declare your remap on your insurance policy?
« Reply #9 on: March 05, 2014, 08:43:35 pm »
What's the reg of your car?

Why do you need that?

Just with you being foolish enough to state that you would change insurers and not declare your remap, I thought you might be stupid enough to put your reg on here... :congrats:
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Offline Craigh1983

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Re: Do you declare your remap on your insurance policy?
« Reply #10 on: March 05, 2014, 08:43:48 pm »
I had just renewed my policy with Hastings direct then I got a remap . I rang them to tell them
And they would not cover it , so I rang sky insurance from this forum and with my mods declared
It was cheaper that before  :happy2:

Oh that's good then.
I will give them a call!

Offline betty_swollox

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Re: Do you declare your remap on your insurance policy?
« Reply #11 on: March 05, 2014, 08:48:29 pm »
How old are you mate??
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Offline GTI5

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Re: Do you declare your remap on your insurance policy?
« Reply #12 on: March 05, 2014, 08:49:25 pm »
Just been sorting out my car insurance and I decided to tell the woman on the phone that I have a remap as she asked about modifications. She told me that due to that, they cannot cover me.

I was wondering does anyone else declare their remap and if I don't declare it, is there any way they can tell that I have one should I make a claim in the future? My remap is a stage 1 R-Tech map.

Thanks

Craigh

Elephant allow you to select modifications from a list when you apply for a quote. A remap doesn't usually add a great deal.

Many people probably don't declare remaps but in the event of an incident it wouldn't surprise me if they checked, any excuse not to pay out!
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Offline GTI5

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Re: Do you declare your remap on your insurance policy?
« Reply #13 on: March 05, 2014, 08:51:40 pm »
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Offline betty_swollox

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Re: Do you declare your remap on your insurance policy?
« Reply #14 on: March 05, 2014, 08:54:19 pm »
2010 Leon CUPRA
BCS Powervalve Exhaust
Revo Ceramic Intake
APR Stage 2