Make a donation

Author Topic: Do you declare your remap on your insurance policy?  (Read 12599 times)

Offline Craigh1983

  • Always Involved
  • ****
  • Thank You
  • -Given: 7
  • -Receive: 5
  • Posts: 389
    • Leicester Wedding Photographers
    • Email
Do you declare your remap on your insurance policy?
« on: March 05, 2014, 07:26:30 pm »
Just been sorting out my car insurance and I decided to tell the woman on the phone that I have a remap as she asked about modifications. She told me that due to that, they cannot cover me.

I was wondering does anyone else declare their remap and if I don't declare it, is there any way they can tell that I have one should I make a claim in the future? My remap is a stage 1 R-Tech map.

Thanks

Craigh

Offline Marc-5-GTI

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 13
  • -Receive: 26
  • Posts: 549
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #1 on: March 05, 2014, 07:28:17 pm »
If you mod it, declare it.

If they don't cover what you want them to cover, move insurers..

I'm guessing it's the admiral group that's said no?
3dr Reflex Silver GTI | BBS VZ | Eibach Sportlines | Cumbria


Offline Craigh1983

  • Always Involved
  • ****
  • Thank You
  • -Given: 7
  • -Receive: 5
  • Posts: 389
    • Leicester Wedding Photographers
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #2 on: March 05, 2014, 07:31:52 pm »
If you mod it, declare it.

If they don't cover what you want them to cover, move insurers..

I'm guessing it's the admiral group that's said no?

Nah it was Axa. I did think about then going online and doing it online lol but I thought if I do need to make a claim then they may find it? Thing is it takes the premium up by a huge amount saying that I have a remap.

Offline JoeDarKa

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 57
  • -Receive: 73
  • Posts: 3188
Re: Do you declare your remap on your insurance policy?
« Reply #3 on: March 05, 2014, 07:38:20 pm »
Take the remap off if you cant afford it.


GT Sport - Reflex Silver 2.0 TDI My Build

Offline Markyed30

  • Always Involved
  • ****
  • Thank You
  • -Given: 9
  • -Receive: 15
  • Posts: 375
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #4 on: March 05, 2014, 07:46:12 pm »
Or buy mu bluefin it's on and off in a flash when required  :fighting:

Offline Marc-5-GTI

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 13
  • -Receive: 26
  • Posts: 549
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #5 on: March 05, 2014, 07:47:41 pm »
Admiral don't cover remaps.. Only cover chips so I have to wait till this time next year for my remap  :sad1:
3dr Reflex Silver GTI | BBS VZ | Eibach Sportlines | Cumbria


Liam0205

  • Guest
Re: Do you declare your remap on your insurance policy?
« Reply #6 on: March 05, 2014, 07:58:30 pm »
Best declaring. You won't forgive yourself if you have to claim and then your insurance company won't pay out because you didn't declare the mod.

I switched recently as I wanted to get a stage 1 remap

Try The insurance section for mod friendly insurance companies

Offline betty_swollox

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 0
  • -Receive: 29
  • Posts: 650
Re: Do you declare your remap on your insurance policy?
« Reply #7 on: March 05, 2014, 08:05:49 pm »
What's the reg of your car?
2010 Leon CUPRA
BCS Powervalve Exhaust
Revo Ceramic Intake
APR Stage 2

Offline Craigh1983

  • Always Involved
  • ****
  • Thank You
  • -Given: 7
  • -Receive: 5
  • Posts: 389
    • Leicester Wedding Photographers
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #8 on: March 05, 2014, 08:19:52 pm »
What's the reg of your car?

Why do you need that?

Offline betty_swollox

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 0
  • -Receive: 29
  • Posts: 650
Re: Do you declare your remap on your insurance policy?
« Reply #9 on: March 05, 2014, 08:43:35 pm »
What's the reg of your car?

Why do you need that?

Just with you being foolish enough to state that you would change insurers and not declare your remap, I thought you might be stupid enough to put your reg on here... :congrats:
2010 Leon CUPRA
BCS Powervalve Exhaust
Revo Ceramic Intake
APR Stage 2

Offline Craigh1983

  • Always Involved
  • ****
  • Thank You
  • -Given: 7
  • -Receive: 5
  • Posts: 389
    • Leicester Wedding Photographers
    • Email
Re: Do you declare your remap on your insurance policy?
« Reply #10 on: March 05, 2014, 08:43:48 pm »
I had just renewed my policy with Hastings direct then I got a remap . I rang them to tell them
And they would not cover it , so I rang sky insurance from this forum and with my mods declared
It was cheaper that before  :happy2:

Oh that's good then.
I will give them a call!

Offline betty_swollox

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 0
  • -Receive: 29
  • Posts: 650
Re: Do you declare your remap on your insurance policy?
« Reply #11 on: March 05, 2014, 08:48:29 pm »
How old are you mate??
2010 Leon CUPRA
BCS Powervalve Exhaust
Revo Ceramic Intake
APR Stage 2

Offline GTI5

  • Always Involved
  • ****
  • Thank You
  • -Given: 1
  • -Receive: 4
  • Posts: 199
Re: Do you declare your remap on your insurance policy?
« Reply #12 on: March 05, 2014, 08:49:25 pm »
Just been sorting out my car insurance and I decided to tell the woman on the phone that I have a remap as she asked about modifications. She told me that due to that, they cannot cover me.

I was wondering does anyone else declare their remap and if I don't declare it, is there any way they can tell that I have one should I make a claim in the future? My remap is a stage 1 R-Tech map.

Thanks

Craigh

Elephant allow you to select modifications from a list when you apply for a quote. A remap doesn't usually add a great deal.

Many people probably don't declare remaps but in the event of an incident it wouldn't surprise me if they checked, any excuse not to pay out!
MK6 GTI Revo
MK5 GTI DSG - Gone

Offline GTI5

  • Always Involved
  • ****
  • Thank You
  • -Given: 1
  • -Receive: 4
  • Posts: 199
Re: Do you declare your remap on your insurance policy?
« Reply #13 on: March 05, 2014, 08:51:40 pm »
MK6 GTI Revo
MK5 GTI DSG - Gone

Offline betty_swollox

  • Won't Shut up.
  • *****
  • Thank You
  • -Given: 0
  • -Receive: 29
  • Posts: 650
Re: Do you declare your remap on your insurance policy?
« Reply #14 on: March 05, 2014, 08:54:19 pm »
2010 Leon CUPRA
BCS Powervalve Exhaust
Revo Ceramic Intake
APR Stage 2