Is this not just the cam belt tensioner issue? Rattles like crazy until warm. I've never heard of the chain needing to be replaced. Ever.
It's the opposite, it's fine when it's cold then once warm it's noisy. The belt was done 20,000 miles ago as recommended.
I believe the chain isn't recommended in getting changed, but seems to be a problem on early models which I have.
I don't mind getting it done. Just not sure if it's necessary getting the belt and water pump done again.
Also anyone know how complicated a job it is? Not to do myself but My mrs neighbour is a mechanic who works from home.
Only thing is the garage that quoted me the work use genuine parts and comes with a 2 year warranty.