All Things Mk7 R and GTI > Mk7 General Area
Are all the Mk7R lease deals done now?
Liam0205:
I do around 800 business miles a month and can claim 0.45p per mile on a 2.0
800 x .45 = £360
I'm going to guess that 800 miles would costs a max of £160 in fuel so I'd be making £200 profit which would cover the lease cost.
but then I have to think about whether I want to stump of £1800 up front .....
Stanipkiss:
There would be a limit set on the mileage to the end of the term like 12k per year, they will charge you per mile at an alarming rate if you go over the 36k in the 3 years! Don't forget to factor in the servicing your going to meet at 800 miles a month.
Or you buy the car at the end at the agreed value
garrardrj:
--- Quote from: tony_danza on April 18, 2015, 09:42:07 am ---So if you buy a new car with cash, and then sell it 2 years later for £6576 less than you bought it for - how much do you then have to show for it?
I'm not trying to say a PCP is the best way to buy a car, simply that whichever way you buy it, it's going to cost money.
There's nothing to stop you buying it or settling up and selling it on the private market for more money. You don't have to hand it back.
--- End quote ---
We have had this discussion before .... :innocent:
But generally speaking why do you have to have a NEW car ? Buy a MK5 GTI for £6576 and 2 years time i expect you will still have £4k if you sold it ? Thats my point really . You don't need to have new cars nowadays to have reliable transport .
But its a personal choice , one of which i wouldn't do myself . I understand some people get a monthly allowance in their jobs to get their company car and this way would be very suitable and one in which i would do too if it wasn't my money .... Which it has always been MY money that was buying MY cars :innocent:
tony_danza:
I completely agree, I also run a 10 year old A6 Avant which serves me very well and doesn't owe me a penny. My allowance "rents" me some fun.
As a cash buyer, if you've got £30k to buy a new car, then as long as you're getting a good deal at a low APR, then it can make more sense keeping your capital elsewhere and "rent" the car.
If you're living off beans to scrape by "renting" a car, then you're an idiot.
xjay1337:
--- Quote from: Stanipkiss on April 18, 2015, 12:32:09 pm ---There would be a limit set on the mileage to the end of the term like 12k per year, they will charge you per mile at an alarming rate if you go over the 36k in the 3 years! Don't forget to factor in the servicing your going to meet at 800 miles a month.
Or you buy the car at the end at the agreed value
--- End quote ---
Most places are between 5 and 8p per mile.
Doesn't add up that quickly really.
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