speed rating invalidate insurance?

[Pesky jones]

Car went into for a recall today. As others may know, that when the car goes into a VW garage they do a health check on it (free :D). Anyway, my health check told me that my tyres were the wrong speed rating and that might/would invalidate my insurance. The tyres on them atm are W’s which are rated up to 168mph. Apparently they should be Y’s. My car is never going to reach 168 – so why is it going to invalidate my insurance?

As it happens I’m having the rears swapped tomorrow for new ones which are Y’s. Not the full set however, should I get the fronts swapped as well?

[Paradox1]

I wouldnt worry about it. If anything they are just being Anal or wanted money from you.

I've never heard of this before. this of how many people have odd tyres on there cars??

[Matthewsimone]

2 of Mine are W mate all Michelin ps3's but 2 are Y and 2 are W
If it was so important why are winter tyres rated at H which is something like 128mph!

[Scottymon]

IIRC, you can use winter tyres with a lower speed rating and this is stipulated into almost all insurance policies when I looked into it a year or so ago - I use V rated ~150mph iirc (which exceeds the standard cars top end).
However, other than that (and the spare wheel use) the rating has to meet Specification (Y ~186mph), mental, but there you are.

I'm not 110% on those details, it's just what I remember... best way is to ask your insurance company.