MK5 Golf GTI

All Things Mk5 => Mk5 General Area => Topic started by: Gene Hunt on May 14, 2009, 03:22:05 pm

Title: Greenlight insurance !!!!!!!!!!!!!.
Post by: Gene Hunt on May 14, 2009, 03:22:05 pm
Just done a quote with them for an 06 GTI i'm looking at. Want to put Milltek cat back non res on it together with 18'' BBS ch replica alloys. I'm closer to 50 rarther than 40 civil servant good post code clean licence & full no claims........................£472.70  :surprised:  :confused:!!!!!!!! they can kiss my ar*e.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: neg on May 14, 2009, 03:28:17 pm
I think they have a general price for most GTI owners, I paid that same price I think.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: WhiteGTI on May 14, 2009, 03:43:55 pm
Greenlight were the best by far for me. I think they have won over a number of members on this forum with their reasonable prices and low modification charges.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Wolfie on May 14, 2009, 03:47:56 pm
I think they have a general price for most GTI owners, I paid that same price I think.

They quoted me that amount too   :laugh:  it was a good quote but Adrian Flux beat it by another £50 so went with them!
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: VC on May 14, 2009, 03:48:06 pm
i've been with them for almost 4 years now, no one gets close with quotes for me compared to them
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: animal on May 14, 2009, 03:53:00 pm
Just done a quote with them for an 06 GTI i'm looking at. Want to put Milltek cat back non res on it together with 18'' BBS ch replica alloys. I'm closer to 50 rarther than 40 civil servant good post code clean licence & full no claims........................£472.70  :surprised:  :confused:!!!!!!!! they can kiss my ar*e.

Try insuring with standard insurer then. They either simply won't cover it or I'd wager they'd be more than that. If you feel that is excessive, I'd either reconsider modifying the car or try some other insurers to put it into context. The other thing to bare in mind is that if you modified it further still it's unlikely to go up a great deal.

With the utmost respect, you can't expect to modify a car and not pay a higher insurance premium.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: stevie_p on May 14, 2009, 04:08:02 pm
greenlight were best for me by far. standard 56 gti, 25yr 6 yr no claims 3 points £490
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Gene Hunt on May 14, 2009, 04:38:54 pm
Just done a quote with them for an 06 GTI i'm looking at. Want to put Milltek cat back non res on it together with 18'' BBS ch replica alloys. I'm closer to 50 rarther than 40 civil servant good post code clean licence & full no claims........................£472.70  :surprised:  :confused:!!!!!!!! they can kiss my ar*e.

Try insuring with standard insurer then. They either simply won't cover it or I'd wager they'd be more than that. If you feel that is excessive, I'd either reconsider modifying the car or try some other insurers to put it into context. The other thing to bare in mind is that if you modified it further still it's unlikely to go up a great deal.

With the utmost respect, you can't expect to modify a car and not pay a higher insurance premium.
.............point taken but just for changing an exhaust which to be fair doesn't increase power that much & a different set of wheels i think  it's a bit steep.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: animal on May 14, 2009, 04:51:36 pm
But it immediately places you in a group of people who are prepared to modify their cars. They are more than likely working on the assumption that it won't stop with an exhaust - and if you stick around here too long, it probably wont! :wink:
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: chungster on May 14, 2009, 05:35:09 pm
is that EXTRA or revised full year quote to include the exhaust / wheels?

I'm with Greenlight, and my modded premium was £100 LESS than insuring it as a standard car with a big insurer!!
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: true-blue on May 14, 2009, 05:37:49 pm
I'm with priveledge (40 with 14 years no claims) and they've just charged me a whole £1 admin fee to swap from my Gti to my new Edition30,  I was suprised my premium didn't change at all!
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: curley on May 14, 2009, 05:40:27 pm
You should count yourself lucky that they give you a quote.
If you have a Liverpool or Manchester postcode you dont get a look in lol
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: RedRobin on May 14, 2009, 05:45:11 pm

..........£472.70  :surprised:  :confused:!!!!!!!! they can kiss my ar*e.

Try insuring with standard insurer then. They either simply won't cover it or I'd wager they'd be more than that. If you feel that is excessive, I'd either reconsider modifying the car or try some other insurers to put it into context. The other thing to bare in mind is that if you modified it further still it's unlikely to go up a great deal.

With the utmost respect, you can't expect to modify a car and not pay a higher insurance premium.


.... x2

Greenlight are far cheaper than most other insurers and also know what various mods are and insure like-for-like. Nothing to complain about whatsoever.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: RedRobin on May 14, 2009, 05:47:02 pm

I'm with Greenlight, and my modded premium was £100 LESS than insuring it as a standard car with a big insurer!!


....Same here. My modded premium with Greenlight is over £300 LESS!
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Shaun on May 14, 2009, 06:11:05 pm
I have to agree with the general concensus above. I recently switched to Greenlight based on the generally high opinion of them amongst folks on here and the fact that they were £300 cheaper then Zurich (t/a VW Insurance) wanted for my Ed30, and that was inclusive of the Bluefin remap for which Zurich wanted a further £200!

I am paying pretty much what they quoted you. I think if you compare as others have suggested you'll find that's pretty good for a GTI - how much is the 'standard' premium and what extra are they seeking for the exhaust and wheels?
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Gene Hunt on May 14, 2009, 06:14:01 pm
Again points take BUT i can insure a standard GTI for around the £300.00 toch.Another £170 odd quid just for a set of wheels & an exhaust which as before is hardley any extra power seems a lot to me.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: WhiteGTI on May 14, 2009, 06:26:59 pm

With the utmost respect, you can't expect to modify a car and not pay a higher insurance premium.


I think this has been said previously, but Greenlight quoted me £100 cheaper than any other insurance company. Furthermore, I originally asked for a quote for my car in standard form. Even after all of my modification (and there are plenty), my premium has not changed over the standard GTI (200ps) quote.  :happy2:
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: chungster on May 14, 2009, 06:32:34 pm
Again points take BUT i can insure a standard GTI for around the £300.00 toch.Another £170 odd quid just for a set of wheels & an exhaust which as before is hardley any extra power seems a lot to me.

£300 standard may be a good deal (after all, that sector is a lot more competitive.

But if you're soo peeved off with what Greenlight are charging, what are your original insurers wanting for the exhaust/wheels to be added? I bet its probably a bit more than that reasonable £472 Greenlight are asking for.

Of course you can always try and shop around.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: RedRobin on May 14, 2009, 06:35:49 pm
....

Actually, it's not a matter of shopping around for the cheapest price - It's far more important to have the peace of mind that all your mods are accounted for and covered like-for-like.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: animal on May 14, 2009, 07:31:39 pm
....

Actually, it's not a matter of shopping around for the cheapest price - It's far more important to have the peace of mind that all your mods are accounted for and covered like-for-like.

Agreed. The problem with confused.com et al is they do a good job of finding you the cheapest deal but you don't get something for nothing. My sister had no end of trouble with her 'cheap' insurance company when it came to actually making a claim. I'm happy to pay more and be safe in the knowledge that everything is covered, they won't try and worm their way out of a claim and I get a courtesy car etc. as promised and not have to pay any extra because someone hit me.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: stealthwolf on May 14, 2009, 07:48:01 pm
Mate, you complain about £470?

I'm paying near enough £1000 for my standard ED30!

Greenlight never got back to me.

Coming up to 3yrs no claims (only started driving 3yrs ago). Will see what DL's renewal quote is.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Gene Hunt on May 15, 2009, 02:04:40 pm
Mate, you complain about £470?

I'm paying near enough £1000 for my standard ED30!

Greenlight never got back to me.

Coming up to 3yrs no claims (only started driving 3yrs ago). Will see what DL's renewal quote is.
.............but how old are you mate ??????????.Anyway pays to shop around just been on to Adrian Flux & they came back nearley £40.00 cheaper  :P :evilgrin: :happy2: :laugh:.The search goes on. :innocent:
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: VC on May 15, 2009, 05:56:00 pm
well i'm due for renewal next month at £560 with greenlight, and that's with six points and all mods declared

sweet  :innocent:
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: stealthwolf on May 15, 2009, 09:49:24 pm
.but how old are you mate ??????????.

26.

Plus its no voluntary excess. The compulsory £250 excess is more than I want to pay for driving a performance car.
Title: Re: Greenlight insurance !!!!!!!!!!!!!.
Post by: Smudgster on May 15, 2009, 10:34:02 pm
I changed to Greenlight today and my policy was £472.7 with all my mods declared so im well happy!!!!!!!!!!!