MK5 Golf GTI

General => Random Chat => Topic started by: rdfcpete on November 10, 2014, 08:11:20 pm

Title: £28k car with fair RO original price
Post by: rdfcpete on November 10, 2014, 08:11:20 pm
Guys,

If you had £28k to throw into a car while having a small pre-30's crisis ( :laugh: :grin:) and wanted it to be a car that would give you some sort of return on original place by keeping it for a year then selling to throw into a property fund, something that would be as close to appreciating as possible with depreciation next to nothing, with only say 5-8,000 miles being put on it with a couple of track days thrown in, what would you get?

RS3?
E92 M3?
E46 CS/CSL M3?
Exige of some sort?
An Aston of some flavour?
Some sort of big engined Alpina?
911 996 Turbo?
A Noble?  :popcornsoda:

Cheers.
Title: Re: £28k car with substantial ROI
Post by: rich83 on November 10, 2014, 08:15:09 pm
You won't get any sort or worth while return in a year.
Title: Re: £28k car with substantial ROI
Post by: StuF on November 10, 2014, 08:29:06 pm
996 Turbo or 997 Turbo - cant see you loosing much on either of those in a year  :happy2:
Title: Re: £28k car with substantial ROI
Post by: Jonneh on November 10, 2014, 08:37:19 pm
I certainly can't see you losing a lot of money on a Noble M12 GTO - i'd get one if I could having been a passenger in one! Flipping amazing things!
Title: Re: £28k car with substantial ROI
Post by: gobbleplease on November 10, 2014, 08:38:03 pm
CSL end off - :jumpmove: 
Title: Re: £28k car with substantial ROI
Post by: garrardrj on November 10, 2014, 08:38:29 pm
E30 M3 ?
Title: Re: £28k car with substantial ROI
Post by: PT82 on November 10, 2014, 08:40:57 pm
E46 M3 CSL if I had to use everyday for a year. Any of them can throw a big bill at their age though!
Title: Re: £28k car with substantial ROI
Post by: StuF on November 10, 2014, 08:44:20 pm
Lancia Delta Intergrale?
Always been a dream car of mine!

http://www.pistonheads.com/classifieds/used-cars/lancia/delta/lancia-delta-integrale-evo-2/2326480

Title: Re: £28k car with substantial ROI
Post by: sub39h on November 10, 2014, 08:50:20 pm
Porsche 964
Title: Re: £28k car with substantial ROI
Post by: Eccie on November 10, 2014, 08:51:43 pm
Lancia Delta Intergrale?
Always been a dream car of mine!

http://www.pistonheads.com/classifieds/used-cars/lancia/delta/lancia-delta-integrale-evo-2/2326480

Wow like that - nice idea
Title: Re: £28k car with substantial ROI
Post by: George on November 10, 2014, 09:02:34 pm
I'd rather have a Golf R or 8V S3, good all weather performance and blisteringly quick with the dsg gearbox. The running costs of some of the cars you listed will be extortionate
Title: Re: £28k car with substantial ROI
Post by: th3_f15t on November 10, 2014, 09:10:43 pm
A good condition mk1/mk2 GTI will be an investment. Prices are going up year by year, sorted ones with good body work go up quicker still.
Title: Re: £28k car with substantial ROI
Post by: PT82 on November 10, 2014, 09:13:02 pm
Put 8k miles on this and you won't loose hardly anything

Low mileage vspec

http://www.pistonheads.com/classifieds/used-cars/nissan/skyline-r32/fresh-import-rust-free-example-nissan-skyline-r32-gtr-genuine-v-spec-2-model-low-mileage/2794755
Title: Re: £28k car with substantial ROI
Post by: Black9 on November 11, 2014, 08:58:25 am
I thnk RS4, E92 M3 and C63 AMG will be pretty decent purchases if u buy the right one...

All 3 of those cars have firmed up in value due to the newer models being either turbochatged, S-Tronic only
Title: Re: £28k car with substantial ROI
Post by: Deako on November 11, 2014, 12:11:42 pm
Nothing modern will retain money. You need to look at 80/90s Porsches.
Title: Re: £28k car with substantial ROI
Post by: ed30Lewis on November 11, 2014, 01:09:37 pm
Edition 35 Golf?  :driver:
Title: Re: £28k car with substantial ROI
Post by: SiofChester on November 11, 2014, 01:14:11 pm
I reckon my Boxster 3.2 S has actually appreciated in the year I've had it. Cost me about 500-600 for servicing / repairs but its worth 500 more than last year, so consider that!
Title: Re: £28k car with substantial ROI
Post by: rich83 on November 11, 2014, 01:31:13 pm
I reckon my Boxster 3.2 S has actually appreciated in the year I've had it. Cost me about 500-600 for servicing / repairs but its worth 500 more than last year, so consider that!

Ehh???

That car has made you zero at the very most.
Title: Re: £28k car with substantial ROI
Post by: garrardrj on November 11, 2014, 01:34:49 pm
There are cars out there that appreciate in value and we had a 1943 Original Willys Jeep , which went up nearly 50% in the time we had it (9 years ish) , but hardly much of a buzz driving it as about 45mph is its maximum , went from £9k to £16k
I asked a similar question several months ago . There really wasn't anything i thought "i need to have that"  , it will always be older stuff thats going up or retaining its value but then they will hardly be fun .

The only one it think meets what you are after is the E30 BMW M3 , there are only a few genuine RHD's so most will be LHD .
Title: Re: £28k car with substantial ROI
Post by: garrardrj on November 11, 2014, 01:37:32 pm
I reckon my Boxster 3.2 S has actually appreciated in the year I've had it. Cost me about 500-600 for servicing / repairs but its worth 500 more than last year, so consider that!

Ehh???

That car has made you zero at the very most.


Surely you can't count running cost in the calculation ? A friend has a Ferrari , its cost him £30k to run it in the 12 ish years he has had it but it is now worth £20k more  , now i would call that an appreciating asset ?
Title: Re: £28k car with substantial ROI
Post by: xjay1337 on November 11, 2014, 01:43:25 pm
If you can get one, a 1M is worth it. They are going up in value.

M3 CSL is the same.

(https://www.mk5golfgti.co.uk/forum/proxy.php?request=http%3A%2F%2Fwww.bmwblog.com%2Fwp-content%2Fuploads%2Fbmw-1m-uk-10111.jpg&hash=b6391e58673a6b8e8b7dcfb6031a735e59c5c42e)
Title: Re: £28k car with substantial ROI
Post by: rich83 on November 11, 2014, 01:51:01 pm
I reckon my Boxster 3.2 S has actually appreciated in the year I've had it. Cost me about 500-600 for servicing / repairs but its worth 500 more than last year, so consider that!

Ehh???

That car has made you zero at the very most.


Surely you can't count running cost in the calculation ? A friend has a Ferrari , its cost him £30k to run it in the 12 ish years he has had it but it is now worth £20k more  , now i would call that an appreciating asset ?

Appriciating asset maybe but not a Return on Investment.
Title: Re: £28k car with substantial ROI
Post by: Powervalve Nige on November 11, 2014, 03:56:51 pm
TTRS gets my vote  :happy2:
Title: Re: £28k car with substantial ROI
Post by: Morgen on November 11, 2014, 04:29:23 pm
Nothing new - surely.. Newer cars depreciate like mad! Sought after "retro" cars will be where it's at in terms of investment/profit etc  :smiley:
Title: Re: £28k car with substantial ROI
Post by: wigit on November 11, 2014, 04:32:24 pm
something i am considering at the moment through my company, for me E30 M3 or 968 Clubsport are top of the list then 964s or a Ur Quattro

worst decisions in the last 2/3 years not getting a 1M or a used 996 GT3 which were a bit of a stretch then
Title: Re: £28k car with substantial ROI
Post by: MAT ED30 on November 11, 2014, 04:48:12 pm
I should have bought an e46 m3csl when they dropped to under 20k stupid mistake
Title: Re: £28k car with substantial ROI
Post by: rdfcpete on November 11, 2014, 06:18:42 pm
Anything with good ROI, nearly what I paid for it.

I can't afford any car that will actually rise in value against my original purchase price, I simply mean something you'll barely lose anything on in 12 months - Not something with 100%+ ROI  :happy2:

E46 M3 CSL seems a strong option. I.e. I buy one at £28,000 and would be in a strong position to sell it for £27,000-£27,500 11 months later, assuming it's condition hasn't changed etc etc.

Sound feasible to you guys?

I should have bought an e46 m3csl when they dropped to under 20k stupid mistake

The lesser but still cool 'CS' Model also seems to be £20k on todays market in good nick which is big money, I'm sure they've gone up too Matt?!
Title: Re: £28k car with substantial ROI
Post by: MAT ED30 on November 11, 2014, 07:50:02 pm
Problem you have with the CS is few are under 10k if you look around but the the csl is worth 20k more some how it's mad but they are stunning I think my next toy will be an e46 m3 CS as can't stretch the csl would love one though
Title: Re: £28k car with substantial ROI
Post by: garrardrj on November 11, 2014, 08:13:33 pm
With the M3 if anything goes wrong you're into big bucks to repair/replace . Its not as if E46 panels from another 320 would fit etc . Just for a couple of track days you say , new rubber for four wheels must be included for definite , how much are they ?
Another suggestion .... What about a Sierra Cosworth (1986/7 era) Whale tail etc , RS500 version ?
Title: Re: £28k car with substantial ROI
Post by: tony_danza on November 11, 2014, 08:53:08 pm
BMW extended warranty on M cars is no questions asked, pretty much gold plated. An M3 CSL with warranty is an appreciating asset. E90s, RS4s.. they're only going down.

964/993/996 of non-RS variety are risky bubble cars. Short term gamble. Longer might be worth looking at a G50 'boxed classic.

Either think cult classic, or carefully chosen because it was made in low numbers.
Title: Re: £28k car with substantial ROI
Post by: Horatio on November 11, 2014, 08:55:10 pm
Friend of the family bought a CSL new, silly fast with equally silly service bills. The boot is made from cardboard and the windscreen glass is silly thin. The active suspension is scary, car pushes and stiffens itself when you rock the car  :scared:
Title: Re: £28k car with substantial ROI
Post by: GTI5 on November 11, 2014, 09:19:50 pm
£28k car with substantial ROI...I doubt the two go together?
Title: Re: £28k car with substantial ROI
Post by: P3T3R on November 11, 2014, 09:41:32 pm
Not on the original list but for me it would be a classic mustang v8 not going to loose money and that sound  :laugh:
Title: Re: £28k car with substantial ROI
Post by: SRC on November 12, 2014, 07:42:08 am
Bingo...
http://www.ebay.co.uk/itm/261651734224 (http://www.ebay.co.uk/itm/261651734224)
Title: Re: £28k car with substantial ROI
Post by: Orc on November 12, 2014, 07:46:16 am
I know its a ford but escort cossie lux are only going up!!my votes def for a csl e46 tho only going up
Title: Re: £28k car with fair RO original price
Post by: rdfcpete on November 12, 2014, 12:39:17 pm
Didn't think of the Cossie's, not a bad shout. Not really what I'd want to own for 12 months though.

Interesting how no-one's mentioned the RS3's, would the majority of you expect to lose more than £1-2k in a years ownership on the re-sale market value? Given that they're just in budget I was hoping that would get a shout if they're not due a price plummet  :mad:

I know you have to pick one that's not got a chocolate driveshaft too.
Title: Re: £28k car with substantial ROI
Post by: rdfcpete on November 12, 2014, 12:41:38 pm
£28k car with substantial ROI...I doubt the two go together?

Sorry fella I've probably slightly confused with the wrong phrase, it's more return on purchase price rather than ROI

i.e. it's likely to be worth 90% of it's market value at purchase, 12 months later. Those kinds of equations, not actually a car that will truly 'make' money as I agree, I doubt £30k+ is enough to really buy a car that appreciates. The obvious current example is a 1M and you'd need £40k for that to start with otherwise I'd have done a completely different thread  :happy2:
Title: Re: £28k car with fair RO original price
Post by: Baz300 on November 12, 2014, 04:47:40 pm
It's hard to predict the future! You could buy a car today that seems to be holding its value well and the prices could suddenly drop over the next few months.

Remember a car isn't worth what someone is asking for it it's only worth what someone is willing to pay for it!  So you could be sat with £25k invested into a car and have to wait months until someone comes along that is willing to pay what you value the car at and in that time you could miss out out on a house that you've been saving up to get!

I would also guess that quite a high percentage of people buying £25k cars can't afford the car and would be buying from a dealer on finance, that would also narrow down the potential buyers.

I have been in the same situation for the last 6 months I wanted a car as an investment but couldn't decide what to get, even thought about a classic but anything could happen to that car in that time, it could have issues that I didn't spot when buying the car like rust etc

You could also buy a rs3 rs4 etc and some jealous **** comes along and vandalises your investment, it could be stolen or you could smash it! Or it could even need thousands spent on repair bills.

Title: Re: £28k car with fair RO original price
Post by: rdfcpete on November 12, 2014, 06:34:56 pm
It's hard to predict the future! You could buy a car today that seems to be holding its value well and the prices could suddenly drop over the next few months.

That's the point of the thread, to get the ideas of the more certain marques on paper.

Remember a car isn't worth what someone is asking for it it's only worth what someone is willing to pay for it!  So you could be sat with £25k invested into a car and have to wait months until someone comes along that is willing to pay what you value the car at and in that time you could miss out out on a house that you've been saving up to get!

It's no problem as I won't be buying property the minute after, it's the perfect window to do exactly that - buy something a little less practical, especially with the A3 as the daily  :happy2:

You could also buy a rs3 rs4 etc and some jealous **** comes along and vandalises your investment, it could be stolen or you could smash it! Or it could even need thousands spent on repair bills.

...Risks are the same with any car aren't they chap, that's why we have insurance.
 The implications from that point of view are really not too different with a £1k jalopi or a £90k classic. The legal side is all taken care of belt and braces either way if you do things by the book so I'm not worried by that at all, I've also always had gap insurance (RTN to invoice) on anything I own  :happy2:

All the cars mentioned aren't from a flooded market either so re-sale shouldn't in theory be an issue here, particularly the limited run cars - it was to see where others would put their cash and what the ultimate list would be for said budget. A 1M would be fantastic but they really are out of my reach unfortunately.
Title: Re: £28k car with fair RO original price
Post by: richtung on November 13, 2014, 08:43:52 am
I happen to know the Nigerian Finance Minister who is desperately trying to get out the country due to some sort of misfortune. He just so happens to be sitting on a huge lump of money that he would be most happy to split with you if you could fund his escape. The money would easily pay for your new house Pete!  :wink:

Rich
Title: Re: £28k car with fair RO original price
Post by: gobbleplease on November 14, 2014, 09:53:02 pm
You won't drive a car like a csl - the feeling in side the noise it makes when you are kicking its ass the feel of the wheel it's a proper GT3 experience, I don't care how fast your car is driving a csl is an experience !! Bits and bobs are getting hard to find on them now and if you damage any of the carbon fibre work you are looking at big bucks to put right if going OEM -  as with the box and subframe. Mine went !! - the only problem is if you did buy one you wouldn't sell it !! -