CRASHED THE BEAST :'(

[r5gtt]

Thank you for that info @SiimpleHarry

2013 the gti was around 6000 for a bog standard base car and the fully loaded one was 6750 as someone gave me some old claims info to view and I'm just worried the prices have plumitted since then so probably looking at 4500 for the car by the looks of things if at all.

[xs2man]

Just remember, £1500 depreciation over 3 years is hardly plummeting though.  All this talk of valuation companies won't really help you get what you want. 

If you have a few examples that are similar to yours,  at whatever price, then that is the market value, as they are for sale on the market.  I would be hoping to get within £500 of their values, as that is roughly what you could reasonably expect to negotiate for them.

[r5gtt]

Yes I guess and I'm just getting too paranoid with all this talk about valuation in my head. if I get 5k +car minus the salvage price then I guess I can't complain although my beast won't feel the same to me ever again as it's now been damaged  stupid drivers out there.

[mart.]

Good luck with the insurance company. I went through this 6 months ago with a focus ST and my own insurance company were only interested in 'market value' which unfortunately is based on Cap and glass valuations which are industry recognised based on sale price not advertised price. They were significantly lower than what cars were advertised at but you aren't Allowed to use adverts because that isn't what the car sells for. I escalated to the ombudsman and they are only bound by the 2 valutations above. And therefore wouldn't uphold my complaint about the value being around £1k lower. I ended up being quite a bit out of pocket. I kid you not the man from the ombudsman told me to go and negotiate £1500-2000 from the price of a car!

[r5gtt]

Thanks for rubbing it in deeper thsn it is mate  :sad1
Another thing is that was your company not thr third party insurer as mine and I've already told them what o paid for it and they asked if I had a reciept of thr purchase price which I do so I'd like to see what happens in my case as I know if I push I could probably get closer to 5k but that's me hoping lol

[r5gtt]

Here's the parkers guide price on a 130k mile gti to date.
2005 dsg leather seats 5door actually my car registration lol
Guide * Adjusted

Original PriceMore info£21,825 £???
Franchised DealerMore info£4,720 £???
Independent DealerMore info£4,085 £???
Private GoodMore info£3,500 £???
Private PoorMore info£2,310 £???
Part ExchangeMore info£2,550 £???

[r5gtt]

At least it shows xenons 

[mart.]

Sorry about that. I managed to get another £800 added to the initial offer but they wouldn't budge after that. I paid for my own valuations and they were pretty much in line with the offer but not what I can actually buy one for which is the thing they seem to be unable to grasp and was the most frustrating part.

[r5gtt]

Sorry about that. I managed to get another £800 added to the initial offer but they wouldn't budge after that. I paid for my own valuations and they were pretty much in line with the offer but not what I can actually buy one for which is the thing they seem to be unable to grasp and was the most frustrating part.

You just wanna fu***** throttle the Barstuards is what I'm thinking mate. You can't win with thr insurance or ombudsman regardless of how much you try as they alway side with the insurance and other but never with the insured who's just lost his/her pride and joy 

[r5gtt]

This is based on a 130,000mile car.

[r5gtt]

It's not looking good tbh and this is with my registration typed into the site. I've also been told you can't claim for loss of value is this true ??

[r5gtt]

The above is a guide price thanks to @SiimpleHarry for the links although one charges lol

[xjay1337]

Good luck with the insurance company. I went through this 6 months ago with a focus ST and my own insurance company were only interested in 'market value' which unfortunately is based on Cap and glass valuations which are industry recognised based on sale price not advertised price. They were significantly lower than what cars were advertised at but you aren't Allowed to use adverts because that isn't what the car sells for. I escalated to the ombudsman and they are only bound by the 2 valutations above. And therefore wouldn't uphold my complaint about the value being around £1k lower. I ended up being quite a bit out of pocket. I kid you not the man from the ombudsman told me to go and negotiate £1500-2000 from the price of a car!

Did you tell your insurer if they could source a replacement car for the price they were offering?
I am very surprised the ombudsman didn't uphold your complaint if it was under-valued.

[grey golfster]

Did you tell your insurer if they could source a replacement car for the price they were offering?

I've often wondered if this approach might work - like you see on the TV ads for home insurance...

Any one tried?

[Johnsy]

You always reject the first offer from the insurance company.