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Author Topic: Insurance  (Read 1222 times)

Offline jamesDM

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Insurance
« on: September 21, 2011, 11:18:38 pm »
Hi all, might be a stupid question but I have just bought some black Detroit wheels to go on my GTI and was wondering if anyone knows if I will have to inform my insurance company as the car will be slightly different to standard?? :confused: :happy2:
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Offline Johnny_tro

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Re: Insurance
« Reply #1 on: September 21, 2011, 11:23:58 pm »
YES!!

Tell them everything! Trust me, been there, done it, spent the last month sorting out a claim after writing off my golf.

Chances are, if you don't tell them its a way out for them to void your policy in the event of an accident. Never hide anything from them no matter how small.

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'VANDALISED' MK5 GT :( - RNS510 H, Bluetooth Armrest, MDI, 50gb hard drive, I can't park  sensors, Cruise Control, Highline Display, MFSW, Heated Seats, Remote Aux Heating System (Heats and Vents) Winter Pack, Heated & Folding Mirrors, Puddle Lights, Xenons, Headlamp Washers, Heated Washers, Auto lights and wipers, LED's, GTI brakes,, black R32 roof lining, Scirocco Rear View, Rear Footwell Lights

Offline 81lly

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Re: Insurance
« Reply #2 on: September 21, 2011, 11:26:03 pm »
Quote from: Johnny_tro on September 21, 2011, 11:23:58 pm
YES!!

Tell them everything! Trust me, been there, done it, spent the last month sorting out a claim after writing off my golf.

Chances are, if you don't tell them its a way out for them to void your policy in the event of an accident. Never hide anything from them no matter how small.


x2
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Offline Johnny_tro

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Re: Insurance
« Reply #3 on: September 21, 2011, 11:34:53 pm »
After my accident, they went out to actually check the car, and visited me at home....
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'VANDALISED' MK5 GT :( - RNS510 H, Bluetooth Armrest, MDI, 50gb hard drive, I can't park  sensors, Cruise Control, Highline Display, MFSW, Heated Seats, Remote Aux Heating System (Heats and Vents) Winter Pack, Heated & Folding Mirrors, Puddle Lights, Xenons, Headlamp Washers, Heated Washers, Auto lights and wipers, LED's, GTI brakes,, black R32 roof lining, Scirocco Rear View, Rear Footwell Lights

Offline Mev

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Re: Insurance
« Reply #4 on: September 22, 2011, 06:34:12 pm »
I notified my insurers, Hastings direct, today of painted 17" stock, tinted rears and HID aftermarket and my premium was not increased.
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Offline jamesDM

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Re: Insurance
« Reply #5 on: September 22, 2011, 06:55:45 pm »
Thanks for the replies guys! I think I had better give them a call in the morning then before I put them on the car.  :happy2:
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Offline AlanD

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Re: Insurance
« Reply #6 on: September 22, 2011, 10:15:48 pm »
Just playing devils advocate here but where black detroits not an optional extra on the GTI? Which "technically" means its a factory extra so does not need to specified on your insurance?
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Offline jamesDM

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Re: Insurance
« Reply #7 on: September 22, 2011, 10:53:49 pm »
Thats true mate but think I might inform them to be on the safe side. Thanks anyway!
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Offline y3Lo

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Re: Insurance
« Reply #8 on: September 24, 2011, 08:46:46 pm »
Best to notify, some insurers may charge, depends how mod friendly they are...
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