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Author Topic: insurance when modding  (Read 7160 times)

Offline matsu

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insurance when modding
« on: April 16, 2009, 10:43:38 am »
hi guys
 as i,m sure you,ll all fed up withhearing and answering dumb questions.. i,m looking to slide down that slope and change some stuff on my car,
it occurred to me about my insurance.
 am with direct line at mo £825 PA-
i,m 43.
i have 4yrs no claims
i had two claims in may/oct 07
off st parking
usual cover
they have just quoted me and extra 235 for last 6months of policy if i remap and lower which ia yearly total of 1100  :fighting:
i gota be able to do better than that surely??
any pointers/help companies i should try now?
big fanx
 matsu
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Offline animal

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Re: insurance when modding
« Reply #1 on: April 16, 2009, 10:50:53 am »
Despite your age and NCB, with two recent claims, that's probably about right. With two claims so close together, they'll have classed you as high risk. That said, regular insurance companies arent that keen on modifications despite thing like remaps becoming common place. You can either bite the bullet and pay-up or wait until renewal time then switch to specialist insurer who hopefully will be a tad cheaper.
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Offline Top Cat

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Re: insurance when modding
« Reply #2 on: April 16, 2009, 10:54:26 am »
Take a blimp.  :smiley:

                   http://www.mk5golfgti.co.uk/forum/index.php?topic=1179.0
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Offline SO8

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Re: insurance when modding
« Reply #3 on: April 16, 2009, 11:15:01 am »
Try Greenlight Insurance - they weren't bothered about my Superchips remap on my Edition 30 .... and were cheaper than Elephant for me by £3 anyway (+elephant wouldn't even cover the mod!)

FWIW I am in London, 43 years old, max NCB though = £497
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Offline VC

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Re: insurance when modding
« Reply #4 on: April 16, 2009, 11:21:58 am »
Greenlight  :happy2:

very mod friendly and i've got like for like replacement  :happy2:
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Offline Cooper

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Re: insurance when modding
« Reply #5 on: April 16, 2009, 11:29:16 am »
Greenlight, just switched to them and they said any mods could be added with no impact on the current premium apart from a possible £25 admin charge and as previously said all mods are covered like for like in the event of a claim!
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Offline gazbutS3

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Re: insurance when modding
« Reply #6 on: April 16, 2009, 11:29:38 am »
Adrian Flux worth a try to :happy2:
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oldtomo

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Re: insurance when modding
« Reply #7 on: April 16, 2009, 11:42:39 am »
I am with Greenlight and completely agree with the previous posts! Like for like replacements and very helpful  :happy2:
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Offline wigit

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Re: insurance when modding
« Reply #8 on: April 16, 2009, 11:46:52 am »
given insurance is a lottery Chris Knott worked for me based on a recommendation made in one of these posts
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Offline matsu

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Re: insurance when modding
« Reply #9 on: April 16, 2009, 12:01:26 pm »
thanks guys
 looks like i got some phoning to do when i get my modding started!
big fanx
matsu
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keep on doing what ya doing you,ll keep on getting what ya getting.

learn from the mistakes of others-"you dont live long enough to make them all yourself"

Offline john_o

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Re: insurance when modding
« Reply #10 on: April 16, 2009, 12:12:13 pm »
Greenlight Ive used before  :happy2: but can refuse based on postcode!
So now Im with Chris Knott who were great  :happy2:
The 2 claims kill you , but I still reckon one of the above could knock off 20% from the premium you currently have.
I too I'm surprised how much insurance is despite by age (37) and NCB (7 yrs).
Good Luck  :happy2:
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Offline cossy

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Re: insurance when modding
« Reply #11 on: April 16, 2009, 03:21:52 pm »
Crikes, I thought my £254 Fully comp protected was bad!! :P
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Offline 182_blue

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Re: insurance when modding
« Reply #12 on: April 16, 2009, 04:04:42 pm »
Quote from: cossy on April 16, 2009, 03:21:52 pm
Crikes, I thought my £254 Fully comp protected was bad!! :P

no mods then ?
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Offline cossy

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Re: insurance when modding
« Reply #13 on: April 16, 2009, 04:10:44 pm »
ABSOLUTELY NONE WHATSOEVER! :ashamed:
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Offline Shaun

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Re: insurance when modding
« Reply #14 on: April 16, 2009, 05:34:29 pm »
Why does it say 'Bluefin' in your details, then???
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