Make a donation

Author Topic: insurance when modding  (Read 7124 times)

Offline 182_blue

  • Global Moderator
  • Just look at my post count
  • *
  • Thank You
  • -Given: 20
  • -Receive: 54
  • Posts: 3373
Re: insurance when modding
« Reply #15 on: April 16, 2009, 06:05:47 pm »
ABSOLUTELY NONE WHATSOEVER! :ashamed:

why did you take the Bluefin off ?
« Last Edit: April 16, 2009, 06:28:03 pm by 182_blue »

Offline cossy

  • Always Involved
  • ****
  • Thank You
  • -Given: 17
  • -Receive: 4
  • Posts: 250
  • 57 REG ED30 5325 MILES!
Re: insurance when modding
« Reply #16 on: April 16, 2009, 06:51:25 pm »
ABSOLUTELY NONE WHATSOEVER! :ashamed:

why did you take the Bluefin off ?

on & off now and then.

keep it in the car at all times if need to revert to standard.

Guess if I have a "Big one" and unable to convert back I probably wont be coming back either!

All my miles are local & very few of them.

Would convert back to standard if did a europe holiday etc. :evilgrin:

Offline Hurdy

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 52
  • -Receive: 137
  • Posts: 7683
Re: insurance when modding
« Reply #17 on: April 16, 2009, 11:05:09 pm »
My insurance is due for renewal in May, so I'll be on the lookout soon. £585 last year with Adrian Flux with all mods declared and like for like replacement, with only £150 excess. I'll be looking to get near that again if possible. I didn't try Greenlight last year but will be giving them a bell in the near future. :smiley:
Golf R gone.

Offline gazbutS3

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 52
  • -Receive: 55
  • Posts: 3213
    • Email
Re: insurance when modding
« Reply #18 on: April 17, 2009, 12:22:57 pm »
My insurance is due for renewal in May, so I'll be on the lookout soon. £585 last year with Adrian Flux with all mods declared and like for like replacement, with only £150 excess. I'll be looking to get near that again if possible. I didn't try Greenlight last year but will be giving them a bell in the near future. :smiley:

Greenlight and Adrian Flux are sister companies so its hard to play 1 against the other :wink:

Offline Shaun

  • Always Involved
  • ****
  • Thank You
  • -Given: 0
  • -Receive: 1
  • Posts: 86
Re: insurance when modding
« Reply #19 on: April 17, 2009, 04:23:05 pm »
Switched to Greenlight yesterday.

I'm 45, live in Southampton with car on the driveway overnight and have max NCD.

With Bluefin and ITG filter declared their premium for my Ed30 is £497 with £200 XS.

Dealing with them so far has been very good.
Keep The Faith
GTI Edition 30 No. 0687 - Candy White - 5 Door - Lux Pack 1 - Park Sensors - ITG Filter - Bluefin - ECD Insert - Cruise Control
Previously: Mk1 Golf - Mk1 Jetta - Mk1 Polo Coupe - Mk2 Jetta - Mk3 Golf - Mk4 Passat - Mk1 Polo - Bora - Audi A4 / A6 / A8 - Mk3 Polo - Mk4 Golf

Offline pitch3110

  • Always Involved
  • ****
  • Thank You
  • -Given: 0
  • -Receive: 4
  • Posts: 267
    • Email
Re: insurance when modding
« Reply #20 on: April 18, 2009, 12:26:25 am »
Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.

Oh & its an ED30
HIS (collected 12.10.09) - B8 A4 2.0TDI-143PS Multi Exec S-Line Saloon...Lovin' Lava, 19's, MMI & lots more
TOY - 2001 Westfield 2.1 SEW,172bhp gocart.
HERS - Edition 30 Golf GTI no:0602, 3dr, Steel Grey, Xenons, Comfort Pack & lots more...

Offline 182_blue

  • Global Moderator
  • Just look at my post count
  • *
  • Thank You
  • -Given: 20
  • -Receive: 54
  • Posts: 3373
Re: insurance when modding
« Reply #21 on: April 18, 2009, 08:43:15 am »
Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.

Oh & its an ED30

what mods, and what company ?

Offline pitch3110

  • Always Involved
  • ****
  • Thank You
  • -Given: 0
  • -Receive: 4
  • Posts: 267
    • Email
Re: insurance when modding
« Reply #22 on: April 18, 2009, 01:36:36 pm »
Wifey is 44 & car is in her name, I am 43, full no claims, minimal excess, £310.

Oh & its an ED30

what mods, and what company ?

Norwich Union (Arriva...wots all that sh*te about) &  two mods...

......Edition 30 badge on front grill & 'Ko4 inside' graphic in rear window.....hehehehehehe...... :jumpmove:

They didn't want to up the premium for these......which is nice
HIS (collected 12.10.09) - B8 A4 2.0TDI-143PS Multi Exec S-Line Saloon...Lovin' Lava, 19's, MMI & lots more
TOY - 2001 Westfield 2.1 SEW,172bhp gocart.
HERS - Edition 30 Golf GTI no:0602, 3dr, Steel Grey, Xenons, Comfort Pack & lots more...

Offline matsu

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 78
  • -Receive: 18
  • Posts: 1067
    • Email
Re: insurance when modding
« Reply #23 on: May 07, 2009, 02:53:47 pm »
woo hoo... :jumpmove:

just got quoted 598 for the year BUT with 350 excess (and £30 optional breakdown cover)
just gotta get a price for adding GF onto it!
direct line said 1100 for next year¬! looks like i,ll be changing lol
 :drinking: fanx again guys.
that might just buy my new rear valence/front spoiler :party:

matsu
keep on doing what ya doing you,ll keep on getting what ya getting.

learn from the mistakes of others-"you dont live long enough to make them all yourself"

Offline Hurdy

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 52
  • -Receive: 137
  • Posts: 7683
Re: insurance when modding
« Reply #24 on: May 07, 2009, 04:00:50 pm »
I've ended up paying £530. Original renewal was for £602. 3 phone calls later and wiped £70 off the total and £50 off the excess which is now £200. All modifications declared (took me nearly 15 minutes to list them all!), including two which are being done shortly :evilgrin:
Golf R gone.

Offline garethmk1

  • Always Involved
  • ****
  • Thank You
  • -Given: 2
  • -Receive: 2
  • Posts: 336
    • Email
Re: insurance when modding
« Reply #25 on: May 07, 2009, 05:01:17 pm »
I'm 27, 10 years NCD, Clean Licence, Garaged - £500 odd ??

Some of you guys are paying a lot - I'm with direct line - but having said that I do live in rural deepest darkest wales !!!


Mk5 Golf GTi Edition 30 No:- 2101, 3Dr, Tornado Red, Rear Tints, RCD510 & Sound Pack, Arm Rest
Mk1 Golf GTi 16v Helios Blue, Too Many Mods To List .... MY First Car ! Owned Since 1996 !!! NEARLY READY !!!!!

Offline Toptrump

  • Always Involved
  • ****
  • Thank You
  • -Given: 1
  • -Receive: 0
  • Posts: 143
Re: insurance when modding
« Reply #26 on: May 07, 2009, 05:10:34 pm »
My insurance is due up towards the end of the month and I have just got my renewal quote through from the company I insured my Impreza with last year (changed in July).  £799!!! for a standard GTI....I think my jaw hit the floor!  And the cheeky sh*ts put down that I had made a claim in January, when the bus hit my car.  I never told my insurance company because I claimed of the bus company but the company I used checked to make sure I was insured.  What a bunch of ****s!

Been to compare.com for a laugh and got £657 for a modified car and £525 from Adrian Flux.  Just waiting on Greenlight now, hoping for a good quote.
Walk softly and carry a big gun!

Offline 08micsta

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 1
  • -Receive: 63
  • Posts: 1011
  • Smart Fortwo 600cc
    • Email
Re: insurance when modding
« Reply #27 on: May 07, 2009, 06:42:21 pm »
You guys...... I cant even get insurance on a 1.8T Avant  :sad:

I would hate to imagine having to tell them I wanted to remap it, drop it and change rims etc haha
No PAS. No ESP. No DSC. No TCS. No ABS. Just my right foot between me and oblivion. Oh - And a seatbelt.

Offline Rich

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 7
  • -Receive: 8
  • Posts: 1054
  • Buy Land, They Don't Make It Anymore
    • Carpet Underlay
    • Email
Re: insurance when modding
« Reply #28 on: May 07, 2009, 08:05:27 pm »
Hey,

Me being 18  ( turned 18 this year on April 24th )   haven't even got 1 years driving experiecne so no claims.

I'm forking out £2000 a year with £2500 excess.  :sad:

That price im paying for my Golf GT TSi 170 ps with mods etc....


Only been able to do it through my dads company fleet.


~ Golf MK5 Pirelli ~ 36k Miles and continuing!

Offline matsu

  • Just look at my post count
  • ******
  • Thank You
  • -Given: 78
  • -Receive: 18
  • Posts: 1067
    • Email
Re: insurance when modding
« Reply #29 on: May 08, 2009, 08:31:46 am »
ouch mate /\

makes me thankful i,.m an ole git...... almost!!

matsu
keep on doing what ya doing you,ll keep on getting what ya getting.

learn from the mistakes of others-"you dont live long enough to make them all yourself"