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Author Topic: Car has been classes a total loss  (Read 3117 times)

Offline divweir

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Car has been classes a total loss
« on: October 14, 2013, 06:49:34 pm »
After having my car stolen four weeks ago insurance have now said its a total loss :sad1:. Waiting on them to make me an offer. What would you guys think is a reasonable offer . Candy white gti 57 plate 33000 miles colour coded bumpers stage one remap . Full service history belt done a water pump mint condition before theft
« Last Edit: October 14, 2013, 07:14:51 pm by divweir »
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Offline doylebros

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Re: Car has been classes a total loss
« Reply #1 on: October 14, 2013, 07:07:15 pm »
You need to find broad based documentation on as many other "very similar"vehicles as yours - then use this as to why your vehicle is worth it's value, if their offer fails to meet your expectations!

Offline Dave J

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Re: Car has been classes a total loss
« Reply #2 on: October 14, 2013, 07:09:05 pm »
What's wrong with it?
What have they offered? Such a difficult area when it comes to a limited edition car?
Could you take the insurance money and then buy it back? Wish I'd done this with my mkiv...


Edition 30 - no. 1387

Offline divweir

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Re: Car has been classes a total loss
« Reply #3 on: October 14, 2013, 07:18:10 pm »
Front bumper smashed side all scratched .roof dented  bonnet bashed front wheel fooked windows left open for a week or so . And was in a chase so don't know how bad engine is
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Offline john_o

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Re: Car has been classes a total loss
« Reply #4 on: October 14, 2013, 08:07:34 pm »
as doylebros says do research on autotrader , pistonheads and even this forum , save electronic version and compile a fact base.

http://www.howmanyleft.co.uk/?utf8=%E2%9C%93&q=golf+gti+edition+30

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in terms of the engine they are pretty bullit proof  :happy2: even after being stolen!
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Offline Marc-5-GTI

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Re: Car has been classes a total loss
« Reply #5 on: October 14, 2013, 08:09:35 pm »
Cut your losses and take the money... I wouldn't want that back now....

I bought my GTI in May (from a dealer)

Silver
07
43k
£9300

You're looking at that I guess?....
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Offline divweir

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Re: Car has been classes a total loss
« Reply #6 on: October 14, 2013, 08:13:11 pm »
Yep I'm thinking or hoping 10 k spoke to a dealer the day he checked up on his computer and said they would sell for 10,100 and trade in at 8,500 
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Offline garrardrj

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Re: Car has been classes a total loss
« Reply #7 on: October 14, 2013, 08:17:07 pm »
I expect they will offer around £7500 initially , what it costs to replace doesn't always come into it . Who is your insurance company ? This will make a great difference to what you get offered and also depends on how quickly you want the cash . Do a Webuyanycar quote too , it will give you some idea .
What you get for it is more down to luck . You will not be impressed with the manner in which it happens and i would estimate you might get a max of £8900 but nearer £8.5k . Good Luck  :smiley:

I dealt with a man about ten years ago after a serious accident , he had crashed his BMW ten days after paying £23500 for it from a BMW Main Dealer , his insurance comapny eventually paid him £19000
« Last Edit: October 14, 2013, 08:21:14 pm by garrardrj »
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Offline divweir

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Re: Car has been classes a total loss
« Reply #8 on: October 14, 2013, 08:32:04 pm »
Yes I am expecting a fight with insurance . I should not be out of pocket for scumbags who broke into my house and trashed my car
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Offline Markyed30

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Re: Car has been classes a total loss
« Reply #9 on: October 14, 2013, 08:49:36 pm »
Hope you get what ur after iv had 2 total losses in 5 years and both I was pleasantly surprised what they offerd hopefully you are to :happy2:

Offline doylebros

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Re: Car has been classes a total loss
« Reply #10 on: October 14, 2013, 08:52:46 pm »
Yes, every case is different but I've found if you do their job and have the documentation things have went my way!

Do your homework it will pay dividends when the time comes too settle - they work on the principle you've got the money spent so don't jump in with both feet!

Just say cool and seek advice at each stage if your not happy with their offer.

Offline Marc-5-GTI

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Re: Car has been classes a total loss
« Reply #11 on: October 14, 2013, 08:58:11 pm »
Insurers really grate on me... Why do we pay it when they won't even pay out?!?  :fighting:
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Offline divweir

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Re: Car has been classes a total loss
« Reply #12 on: October 14, 2013, 09:14:47 pm »
Hopefully here tomorrow I will keep you's posted
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Offline Wooosh

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Re: Car has been classes a total loss
« Reply #13 on: October 14, 2013, 11:04:34 pm »
Insurers really grate on me... Why do we pay it when they won't even pay out?!?  :fighting:
Makes you think why do we even bother paying? They never wanna payout just want to take and take :stupid:
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Offline Simmo

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Re: Car has been classes a total loss
« Reply #14 on: October 15, 2013, 10:40:44 am »
Front bumper smashed side all scratched .roof dented  bonnet bashed front wheel fooked windows left open for a week or so . And was in a chase so don't know how bad engine is

I'd take the money. With a dented roof, windows left open for a week and a thrashing in a chase it'll be a risk. Plus I'd feel like that car wasn't really mine anymore, had the same when I crashed a Cav Turbo many years ago, it was fixed bit it never felt the same.

Thieving scum, how people think that taking other peoples property for a short term bit of gain is a f*cking disgrace. I hope that plod manages to convict and they get chemically castrated in Broadmoor but not before becoming someones b*tch.